1129 Lindy Lane, Innisfil

Price: $649,900

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: N13019610

Location, location, location! Just steps from Lake Simcoe in the welcoming waterfront community of Gilford, this bright and beautifully updated bungalow offers charm, comfort, and opportunity. Set on a lovely lot backing onto green space, it's perfect for those looking to move in and enjoy or explore future building potential. Inside, the open-concept layout is filled with natural light streaming through oversized windows, highlighting the home's modern finishes. New Roof in 2017. The spacious kitchen features newer cabinetry, granite countertops, stainless steel appliances, and porcelain flooring-ideal for both everyday living and entertaining. It flows seamlessly into the dining area, where a walkout leads to a solid, covered 16 x 11 ft deck. Step outside to a generous, fully fenced backyard complete with fruit trees, a vegetable garden, and a custom-built stone oven/BBQ (built with permit)-a perfect space for relaxing or hosting family and friends. The home offers two comfortable bedrooms and a stylish, spa-inspired bathroom. Heating is efficient and cozy with a freestanding gas stove and separately zoned, thermostatically controlled electric wall heaters. Don't be fooled by appearances-this home is more spacious than it looks. Gilford is a wonderful place to call home, appealing to both young families and retirees, with easy access to the lake, marina with private docking, shopping, golf, restaurants, schools, and year-round activities like ice fishing. Move in and start enjoying everything this special property and community has to offer.

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$649,900 - 1129 Lindy Lane, Innisfil

Detached for Sale in Innisfil

60 days on market
2Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
N13019610
Property Type
Detached
Status
active
Days on Site
60
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Innisfil
Listing Brokerage
RE/MAX REALTRON REALTY INC.
Description

Location, location, location! Just steps from Lake Simcoe in the welcoming waterfront community of Gilford, this bright and beautifully updated bungalow offers charm, comfort, and opportunity. Set on a lovely lot backing onto green space, it's perfect for those looking to move in and enjoy or explore future building potential. Inside, the open-concept layout is filled with natural light streaming through oversized windows, highlighting the home's modern finishes. New Roof in 2017. The spacious kitchen features newer cabinetry, granite countertops, stainless steel appliances, and porcelain flooring-ideal for both everyday living and entertaining. It flows seamlessly into the dining area, where a walkout leads to a solid, covered 16 x 11 ft deck. Step outside to a generous, fully fenced backyard complete with fruit trees, a vegetable garden, and a custom-built stone oven/BBQ (built with permit)-a perfect space for relaxing or hosting family and friends. The home offers two comfortable bedrooms and a stylish, spa-inspired bathroom. Heating is efficient and cozy with a freestanding gas stove and separately zoned, thermostatically controlled electric wall heaters. Don't be fooled by appearances-this home is more spacious than it looks. Gilford is a wonderful place to call home, appealing to both young families and retirees, with easy access to the lake, marina with private docking, shopping, golf, restaurants, schools, and year-round activities like ice fishing. Move in and start enjoying everything this special property and community has to offer.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,334.32/mo

Includes CMHC insurance ($18,132)

$
$
5%10%50%

5-yr fixed avg.

Principal: $584,910Interest: $397,255
Mortgage Amount$603,042
Total Interest$397,255
Est. Property Tax$460/mo
Total Cost$1,000,297

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Innisfil

Discover Innisfil

Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1129 Lindy Lane, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$1,805

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $928/sqft, this property is priced in line with current Innisfil market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 60 days on site, this property has exceeded the typical selling timeline for Innisfil. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Investment Perspective

Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    1129 Lindy Lane, Innisfil | $649,900 | Battaglia Team