103 Pembroke Street Unit 2, Toronto C08

Price: $819,000

2 bedrooms, 3 bathrooms

1,400 sqft

Property Type: Condo

MLS#: C13187238

This unique 1,458 sq ft condo townhouse is a rare find in the heart of the city blending historic character and modern charm. Tucked inside The Four Courts, a stately 1878 Victorian mansion has been reimagined into four exclusive residences. The open concept main floor makes an immediate impression: 10-foot ceilings, rich hardwood floors, and an open kitchen and dining area that flows into a sun-filled living room with a bay window and fireplace. A powder room completes the level, keeping the space as practical as it is beautiful. Downstairs, two generously sized bedrooms and two full bathrooms offer genuine privacy and flexibility, whether for guests, a home office, or everyday living. In-suite laundry and radiant heated floors throughout add warmth and convenience. Outside, this unit truly sets itself apart, a private gazebo offers a peaceful retreat for morning coffee or evening unwinding, while a shared community courtyard, beautifully landscaped and complete with a BBQ area invites casual gatherings. A detached one-car garage rounds out the picture. All of this in a building with genuine architectural soul, delivering a low-maintenance lifestyle. Walk Score 98 Transit Score 96 Bike Score 100.

103 Pembroke Street Unit 2 - Condo photo 1 of 26 in Regent Park / Cabbagetown / St. James Town, Ontario
103 Pembroke Street Unit 2 - Condo photo 2 of 26 in Regent Park / Cabbagetown / St. James Town, Ontario
103 Pembroke Street Unit 2 - Condo photo 3 of 26 in Regent Park / Cabbagetown / St. James Town, Ontario
103 Pembroke Street Unit 2 - Condo photo 4 of 26 in Regent Park / Cabbagetown / St. James Town, Ontario
103 Pembroke Street Unit 2 - Condo photo 5 of 26 in Regent Park / Cabbagetown / St. James Town, Ontario
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$819,000 - 103 Pembroke Street Unit 2, Cabbagetown

Condo for Sale in Cabbagetown

2Beds
3Baths
1,400Sq Ft
Condo
Property Details
MLS Number
C13187238
Property Type
Condo
Status
active
Days on Site
22
Bedrooms
2
Bathrooms
3
Square Feet
1,400 sqft
Neighbourhood
Regent Park / Cabbagetown / St. James Town
Locker
None
Exposure
South West
Balcony
Open
Listing Brokerage
Forest Hill Real Estate Inc.
Description

This unique 1,458 sq ft condo townhouse is a rare find in the heart of the city blending historic character and modern charm. Tucked inside The Four Courts, a stately 1878 Victorian mansion has been reimagined into four exclusive residences. The open concept main floor makes an immediate impression: 10-foot ceilings, rich hardwood floors, and an open kitchen and dining area that flows into a sun-filled living room with a bay window and fireplace. A powder room completes the level, keeping the space as practical as it is beautiful. Downstairs, two generously sized bedrooms and two full bathrooms offer genuine privacy and flexibility, whether for guests, a home office, or everyday living. In-suite laundry and radiant heated floors throughout add warmth and convenience. Outside, this unit truly sets itself apart, a private gazebo offers a peaceful retreat for morning coffee or evening unwinding, while a shared community courtyard, beautifully landscaped and complete with a BBQ area invites casual gatherings. A detached one-car garage rounds out the picture. All of this in a building with genuine architectural soul, delivering a low-maintenance lifestyle. Walk Score 98 Transit Score 96 Bike Score 100.

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Estimate your monthly payments for this property

Estimated Payment

$4,201.89/mo

Includes CMHC insurance ($22,850)

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5%10%50%

5-yr fixed avg.

Principal: $737,100Interest: $500,618
Mortgage Amount$759,950
Total Interest$500,618
Est. Property Tax$580/mo
Total Cost$1,260,568

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Regent Park / Cabbagetown / St. James Town

Discover Regent Park / Cabbagetown / St. James Town

Regent Park / Cabbagetown / St. James Town is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Regent Park / Cabbagetown / St. James Town

  • Convenient location in Regent Park / Cabbagetown / St. James Town
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Regent Park / Cabbagetown / St. James Town offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

103 Pembroke Street Unit 2, Regent Park / Cabbagetown / St. James Town

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,680/mo
Range: $2,278 - $3,082
Cap Rate (ROI)
1.5%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,680
Maintenance Fees-$910
Property Tax (est.)-$580
Insurance (est.)-$171
Net Cash Flow+$1,019

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $585/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Cabbagetown properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,413 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    103 Pembroke Street Unit 2 | $819,000 | Battaglia Team