10 Junkin Street, St. Catharines

Price: $499,900

3 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13059036

Some homes are renovated. This one was restored with intention. Step onto the covered front porch with beadboard ceiling, brick columns and wrought iron railings. Push open the original heritage plank door with diamond glass inserts and brass hardware. Already you can feel it. Inside, an original etched glass French door opens to a completely reimagined open-concept main floor. The kitchen stops you in your tracks. Grey peninsula island, stainless steel sink, wood-tone countertops, white shaker cabinetry, subway tile with mosaic accent, and a full stainless appliance suite. All included. What you cannot buy new is what makes this kitchen extraordinary. An exposed original brick chimney column and a dark wood ceiling beam anchor the entire space with raw, authentic character. Three bright bedrooms. New LVP flooring throughout. A brand new 4-piece bath with soaker tub, modern white vanity and matte black fixtures. Never touched. The basement has a separate rear entrance, full ceiling height and serious square footage. In-law suite. Rental income. Multigenerational living. The potential is real and the vision is yours. Detached garage. Long private driveway. Steps to schools, parks, shopping and the highway. This is not a flip. This is a labour of love and it shows.

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$499,900 - 10 Junkin Street, St. Catharines

Detached for Sale in St. Catharines

49 days on market
3Beds
1Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13059036
Property Type
Detached
Status
active
Days on Site
49
Bedrooms
3
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
EXP REALTY
Description

Some homes are renovated. This one was restored with intention. Step onto the covered front porch with beadboard ceiling, brick columns and wrought iron railings. Push open the original heritage plank door with diamond glass inserts and brass hardware. Already you can feel it. Inside, an original etched glass French door opens to a completely reimagined open-concept main floor. The kitchen stops you in your tracks. Grey peninsula island, stainless steel sink, wood-tone countertops, white shaker cabinetry, subway tile with mosaic accent, and a full stainless appliance suite. All included. What you cannot buy new is what makes this kitchen extraordinary. An exposed original brick chimney column and a dark wood ceiling beam anchor the entire space with raw, authentic character. Three bright bedrooms. New LVP flooring throughout. A brand new 4-piece bath with soaker tub, modern white vanity and matte black fixtures. Never touched. The basement has a separate rear entrance, full ceiling height and serious square footage. In-law suite. Rental income. Multigenerational living. The potential is real and the vision is yours. Detached garage. Long private driveway. Steps to schools, parks, shopping and the highway. This is not a flip. This is a labour of love and it shows.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,564.75/mo

Includes CMHC insurance ($13,947)

$
$
5%10%50%

5-yr fixed avg.

Principal: $449,910Interest: $305,567
Mortgage Amount$463,857
Total Interest$305,567
Est. Property Tax$354/mo
Total Cost$769,424

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

10 Junkin Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$354
Insurance (est.)-$104
Net Cash Flow+$2,342

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 49 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    10 Junkin Street, St. Catharines | $499,900 | Battaglia Team