$449,900 - 99 St Andrews Street, Cambridge
Detached for Sale in Cambridge
Popular Listing- MLS Number
- X13237448
- Property Type
- Detached
- Status
- active
- Days on Site
- 9
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Cambridge
- Listing Brokerage
- Keller Williams Edge Realty
Welcome to this charming detached brick home nestled in the heart of West Galt, one of Cambridge's most historic and picturesque neighbourhoods. Built in 1939, this character-filled residence offers the perfect blend of timeless craftsmanship and modern-day functionality. Featuring 3 bedrooms and 2 bathrooms, this well-maintained home showcases the warmth and charm of a bygone era, with classic architectural details, inviting living spaces, and plenty of natural light throughout. Whether you're enjoying a quiet evening at home or entertaining family and friends, the thoughtful layout provides comfort and versatility for everyday living. Located on a mature, tree-lined street, you'll love being just minutes from the vibrant downtown core of Cambridge, where you'll find local shops, restaurants, cafés, farmers' markets, and the scenic Grand River. Enjoy nearby parks, walking trails, proximity to schools, and convenient access to major commuter routes while still experiencing the charm and sense of community that make West Galt so desirable. This is a rare opportunity to own a piece of Cambridge history in a neighbourhood known for its beautiful heritage homes, strong community spirit, and unbeatable location.
Estimate your monthly payments for this property
Estimated Payment
$2,308.22/mo
Includes CMHC insurance ($12,552)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
99 St Andrews Street, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $409/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.