99 Harbour Square Unit 613, Toronto C01

Price: $2,798,000

3 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Condo

MLS#: C13203754

Welcome to your urban cottage in the heart of the city! This stunning 2,000+sq.ft., two-bedroom plus den townhome featured in the Globe & Mail "Home of the Week" offers a rare combination of sophisticated urban design, cottage-country serenity, and an unparalleled lifestyle where culture meets nature. Steps to the waterfront trail, Billy Bishop Airport, streetcar, Union Station, three major grocery stores and the Gardiner Expressway is quickly accessible for easy commuting.With unobstructed lake views from all windows and two sun-drenched, south-facing terraces overlooking Lake Ontario, this meticulously designed residence showcases immaculate attention to detail and superior craftsmanship throughout. As you step through the heated floors of the entrance, floor-to-ceiling windows frame spectacular 180-degree views of Lake Ontario and the Toronto Islands, flooding the space with natural light and offering an ever-changing canvas of water, sky, and sailboats. The residence features new wide-plank white oak flooring throughout, custom millwork, and integrated smart home features including in-ceiling speakers and WiFi.The European-inspired chef's kitchen features top-of-the-line professional-grade appliances and an oversized island with generous seating for four, providing ample storage and preparation space. The open-concept design flows seamlessly from the kitchen to the living and dining areas. The dining space features a built-in temperature-controlled wine storage system, while the living area showcases custom built-ins, thoughtfully placed art niches, and a cozy modern electric fireplace that serves as a focal point for gatherings. The versatile den-enclosed by premium Aladdin trackless glass doors imported from Italy-serves as a sophisticated home office or an intimate media room. A generous 258-sqft terrace extends the living space outdoors, offering the perfect full-width private oasis with jaw-dropping lake views for both sunrise coffee and sunset cocktails.

99 Harbour Square Unit 613 - Condo photo 1 of 33 in Downtown Toronto / Waterfront, Ontario
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$2,798,000 - 99 Harbour Square Unit 613, Downtown Toronto

Condo for Sale in Downtown Toronto

Popular Listing
3Beds
3Baths
2,000 - 2,499Sq Ft
Condo
Property Details
MLS Number
C13203754
Property Type
Condo
Status
active
Days on Site
14
Bedrooms
3
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Downtown Toronto / Waterfront
Locker
Exclusive
Exposure
South
Balcony
Terrace
Listing Brokerage
RE/MAX HALLMARK BIBBY GROUP REALTY
Description

Welcome to your urban cottage in the heart of the city! This stunning 2,000+sq.ft., two-bedroom plus den townhome featured in the Globe & Mail "Home of the Week" offers a rare combination of sophisticated urban design, cottage-country serenity, and an unparalleled lifestyle where culture meets nature. Steps to the waterfront trail, Billy Bishop Airport, streetcar, Union Station, three major grocery stores and the Gardiner Expressway is quickly accessible for easy commuting.With unobstructed lake views from all windows and two sun-drenched, south-facing terraces overlooking Lake Ontario, this meticulously designed residence showcases immaculate attention to detail and superior craftsmanship throughout. As you step through the heated floors of the entrance, floor-to-ceiling windows frame spectacular 180-degree views of Lake Ontario and the Toronto Islands, flooding the space with natural light and offering an ever-changing canvas of water, sky, and sailboats. The residence features new wide-plank white oak flooring throughout, custom millwork, and integrated smart home features including in-ceiling speakers and WiFi.The European-inspired chef's kitchen features top-of-the-line professional-grade appliances and an oversized island with generous seating for four, providing ample storage and preparation space. The open-concept design flows seamlessly from the kitchen to the living and dining areas. The dining space features a built-in temperature-controlled wine storage system, while the living area showcases custom built-ins, thoughtfully placed art niches, and a cozy modern electric fireplace that serves as a focal point for gatherings. The versatile den-enclosed by premium Aladdin trackless glass doors imported from Italy-serves as a sophisticated home office or an intimate media room. A generous 258-sqft terrace extends the living space outdoors, offering the perfect full-width private oasis with jaw-dropping lake views for both sunrise coffee and sunset cocktails.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$12,376.50/mo

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5%20%50%

5-yr fixed avg.

Principal: $2,238,400Interest: $1,474,549
Mortgage Amount$2,238,400
Total Interest$1,474,549
Est. Property Tax$1,982/mo
Total Cost$3,712,949

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Downtown Toronto / Waterfront

Discover Downtown Toronto / Waterfront

Downtown Toronto / Waterfront is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Downtown Toronto / Waterfront

  • Convenient location in Downtown Toronto / Waterfront
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Downtown Toronto / Waterfront offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

99 Harbour Square Unit 613, Downtown Toronto / Waterfront

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,560/mo
Range: $3,026 - $4,094
Cap Rate (ROI)
-0.1%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,560
Maintenance Fees-$1,300
Property Tax (est.)-$1,982
Insurance (est.)-$583
Net Cash Flow-$305

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $1399/sqft, this property is priced above the Downtown Toronto average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $11,658 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    99 Harbour Square Unit 613, D… — $2,798,000 | Battaglia Team