$974,900 - 99 Cumming Drive, Barrie
Detached for Sale in Barrie
- MLS Number
- S13174956
- Property Type
- Detached
- Status
- active
- Days on Site
- 18
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Barrie
- Listing Brokerage
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
ARDAGH BROUGHT THE LOCATION, THIS BUNGALOW BROUGHT THE UPGRADES! Updated, beautifully maintained, and set on a street buyers love, this Ardagh raised bungalow brings major improvements, eye-catching curb appeal, and a layout that feels like home right away. Big-ticket updates have already been tackled, including shingles (2019), eavestroughs and downpipes (2021), all newer windows and doors except the patio garden door (2021), plus a newer furnace and air conditioner (2022.) The brick exterior with stone accents, newer black front door framed by a transom and two sidelights, replaced garage door, updated front stair railing, and attached 2-car garage with drywall give the home a beautifully maintained look, while the private backyard offers updated fencing, in-ground irrigation, a deck, morning sun out back, and evening light at the front. Nearly 2,400 finished sq ft of interior living space includes open-concept principal rooms with a kitchen featuring stainless steel appliances, tile flooring, and a backsplash, a breakfast area with a garden door walkout, and a dining area with a tall vaulted ceiling and newer custom blinds. The living room is anchored by a gas fireplace, while custom lighting, California shutters in multiple rooms, and refreshed paint in select areas continue the list of thoughtful improvements. The primary bedroom features updated hardwood flooring, a fully remodelled 4-piece ensuite, and a spacious walk-in closet, with the former third bedroom converted to expand the closet and ensuite space. Downstairs, the finished basement adds a large rec room with a second gas fireplace, a third bedroom, and a full bathroom, giving you the flexibility for guests, older kids, or extended family. All of it comes together in Barrie's highly regarded Ardagh neighbourhood, close to the Ardagh Bluffs trail system, parks, schools, daily amenities, public transit, and Highway 400.
Estimate your monthly payments for this property
Estimated Payment
$5,001.74/mo
Includes CMHC insurance ($27,200)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Barrie
Barrie is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Barrie
- •Convenient location in Barrie
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Barrie offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
99 Cumming Drive, Barrie
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $650/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Barrie are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Barrie properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,062 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.