97 Cline Avenue, Hamilton

Price: $999,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13426590

Live in the heart of Westdale, just steps from vibrant shops, parks, schools and all the amenities this sought after community has to offer. This stunning Tudor-inspired home seamlessly blends timeless character with thoughtful modern updates. You are welcomed by a spacious foyer showcasing impeccably preserved original wood trim and beautiful stained glass feature windows that set the tone for the charm found throughout the home. Off the foyer is a bright and inviting living room that flows effortlessly into the spacious dining room, creating an ideal layout for both everyday living and entertaining. The recently updated eat-in kitchen features crisp white cabinetry, white quartz countertops, stainless steel appliances, and a tasteful white tile backsplash. Enjoy your morning coffee indoors or step outside to the spacious deck overlooking the private, fully fenced backyard. Updated hardwood flooring runs seamlessly throughout the main level, adding warmth and continuity to the space. The second level offers three bright and generously sized bedrooms, an updated four-piece bathroom, and convenient access to the attic, providing excellent additional storage. The basement can be accessed from the main floor or through the convenient side entrance and features a fully finished layout with laundry and utility space. Complete with a kitchenette, three-piece bathroom, separate living area, and bedroom space, it offers excellent flexibility as an in-law suite, guest accommodation, or additional living space. The property is complete with parking for two vehicles and a detached single car garage, making this exceptional Westdale home as practical as it is charming. RSA.

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active
New Listing
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$999,900 - 97 Cline Avenue, Hamilton

Detached for Sale in Hamilton

New — Listed 3 days ago
4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13426590
Property Type
Detached
Status
active
Days on Site
3
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Live in the heart of Westdale, just steps from vibrant shops, parks, schools and all the amenities this sought after community has to offer. This stunning Tudor-inspired home seamlessly blends timeless character with thoughtful modern updates. You are welcomed by a spacious foyer showcasing impeccably preserved original wood trim and beautiful stained glass feature windows that set the tone for the charm found throughout the home. Off the foyer is a bright and inviting living room that flows effortlessly into the spacious dining room, creating an ideal layout for both everyday living and entertaining. The recently updated eat-in kitchen features crisp white cabinetry, white quartz countertops, stainless steel appliances, and a tasteful white tile backsplash. Enjoy your morning coffee indoors or step outside to the spacious deck overlooking the private, fully fenced backyard. Updated hardwood flooring runs seamlessly throughout the main level, adding warmth and continuity to the space. The second level offers three bright and generously sized bedrooms, an updated four-piece bathroom, and convenient access to the attic, providing excellent additional storage. The basement can be accessed from the main floor or through the convenient side entrance and features a fully finished layout with laundry and utility space. Complete with a kitchenette, three-piece bathroom, separate living area, and bedroom space, it offers excellent flexibility as an in-law suite, guest accommodation, or additional living space. The property is complete with parking for two vehicles and a detached single car garage, making this exceptional Westdale home as practical as it is charming. RSA.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,130.01/mo

Includes CMHC insurance ($27,897)

$
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5%10%50%

5-yr fixed avg.

Principal: $899,910Interest: $611,194
Mortgage Amount$927,807
Total Interest$611,194
Est. Property Tax$708/mo
Total Cost$1,539,002

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

97 Cline Avenue, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
2.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$708
Insurance (est.)-$208
Net Cash Flow+$2,284

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $909/sqft, this property is priced in line with current Hamilton market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Just Listed - Act Strategically

This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,166 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    97 Cline Avenue, Hamilton — $999,900 | Battaglia Team