95 Wilson Street Unit 102, Hamilton

Price: $499,000

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Condo

MLS#: X12841498

This beautifully maintained ground floor corner-unit condo in the heart of Ancaster offers the ideal blend ofcomfort, versatility, and walkability. Featuring 1 bedroom plus a bonus room-perfect for a home office,guest space, or second bedroom-this layout adapts easily to your lifestyle. Enjoy step-free main-floor livingwith the added benefit of an elevated, northwest-facing balcony, offering privacy and security without theneed for stairs. Soaring 9-foot ceilings, hardwood floors, and expansive windows fill the space with naturallight. Additional highlights include a dedicated electric vehicle charger, adding everyday convenience andfuture-ready functionality. Set in an exceptionally well-managed building, you're steps to shops, cafés, andeveryday amenities, minutes to the highway, and just down the road from Spring Valley Elementary. Lowmaintenance living with smart design and an unbeatable location-this is Ancaster condo living done right.

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$499,000 - 95 Wilson Street Unit 102, Hamilton

Condo for Sale in Hamilton

104 days on market
2Beds
1Baths
700 - 1,099Sq Ft
Condo
Property Details
MLS Number
X12841498
Property Type
Condo
Status
active
Days on Site
104
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Hamilton
Locker
None
Exposure
North West
Balcony
Open
Listing Brokerage
REAL BROKER ONTARIO LTD.
Description

This beautifully maintained ground floor corner-unit condo in the heart of Ancaster offers the ideal blend ofcomfort, versatility, and walkability. Featuring 1 bedroom plus a bonus room-perfect for a home office,guest space, or second bedroom-this layout adapts easily to your lifestyle. Enjoy step-free main-floor livingwith the added benefit of an elevated, northwest-facing balcony, offering privacy and security without theneed for stairs. Soaring 9-foot ceilings, hardwood floors, and expansive windows fill the space with naturallight. Additional highlights include a dedicated electric vehicle charger, adding everyday convenience andfuture-ready functionality. Set in an exceptionally well-managed building, you're steps to shops, cafés, andeveryday amenities, minutes to the highway, and just down the road from Spring Valley Elementary. Lowmaintenance living with smart design and an unbeatable location-this is Ancaster condo living done right.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,560.13/mo

Includes CMHC insurance ($13,922)

$
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5%10%50%

5-yr fixed avg.

Principal: $449,100Interest: $305,016
Mortgage Amount$463,022
Total Interest$305,016
Est. Property Tax$353/mo
Total Cost$768,039

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

95 Wilson Street Unit 102, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,200/mo
Range: $1,870 - $2,530
Cap Rate (ROI)
3.1%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,200
Maintenance Fees-$455
Property Tax (est.)-$353
Insurance (est.)-$104
Net Cash Flow+$1,288

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $713/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 104 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    95 Wilson Street Unit 102, Hami… — $499,000 | Battaglia Team