95 Elkington Crescent, Whitby

Price: $829,990

4 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Townhouse

MLS#: E12835788

Modern Three-Storey Freehold Townhome (3 years new) Totaling 1895 Sqft Offering 4 Bedrooms 4 Bathrooms In Bright, Open-Concept Layout. Thoughtfully Designed with Hardwood Flooring Throughout Main Living Areas. This Home Features Contemporary Kitchen W/ Quartz Countertops, SS Appliances, Ample Cabinetry for Storage. Private Driveway For Two Vehicles, Along W/ Spacious Backyard W/ Double-Tier Decks (Perfect for Everyday Relaxation). Ideally Situated In Prime Location Close to Schools, Parks, Restaurants, Grocery Stores W/ Easy Access to Major Highways. Don't Miss This Exceptional Opportunity In a Highly Desirable Neighbourhood.

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$829,990 - 95 Elkington Crescent, Whitby

Townhouse for Sale in Whitby

105 days on market
4Beds
4Baths
1,500 - 1,999Sq Ft
Townhouse
Property Details
MLS Number
E12835788
Property Type
Townhouse
Status
active
Days on Site
105
Bedrooms
4
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitby
Listing Brokerage
ELITE CAPITAL REALTY INC.
Description

Modern Three-Storey Freehold Townhome (3 years new) Totaling 1895 Sqft Offering 4 Bedrooms 4 Bathrooms In Bright, Open-Concept Layout. Thoughtfully Designed with Hardwood Flooring Throughout Main Living Areas. This Home Features Contemporary Kitchen W/ Quartz Countertops, SS Appliances, Ample Cabinetry for Storage. Private Driveway For Two Vehicles, Along W/ Spacious Backyard W/ Double-Tier Decks (Perfect for Everyday Relaxation). Ideally Situated In Prime Location Close to Schools, Parks, Restaurants, Grocery Stores W/ Easy Access to Major Highways. Don't Miss This Exceptional Opportunity In a Highly Desirable Neighbourhood.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,258.28/mo

Includes CMHC insurance ($23,157)

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5-yr fixed avg.

Principal: $746,991Interest: $507,336
Mortgage Amount$770,148
Total Interest$507,336
Est. Property Tax$588/mo
Total Cost$1,277,484

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

95 Elkington Crescent, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,080/mo
Range: $2,618 - $3,542
Cap Rate (ROI)
3.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,080
Maintenance Fees-$0
Property Tax (est.)-$588
Insurance (est.)-$173
Net Cash Flow+$2,319

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $553/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 105 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Whitby have shown strong appreciation as families seek more space.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,458 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    95 Elkington Crescent, Whitby — $829,990 | Battaglia Team