9495 Baldwin Street, Whitby

Price: $879,800

3 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: E12657934

**Fully Renovated** Welcome to the ideal balance of country charm and modern comfort in this beautifully updated home. Tucked away in the tranquil community of North Whitby, this property delivers the peace and space of rural living while still being only minutes from city conveniences. Step inside to bright, freshly painted open-concept spaces featuring thoughtful upgrades such as two renovated full bathrooms, new flooring, pot lights, and updated interior doors. The inviting kitchen is truly the heart of the home, perfect for both everyday living and entertaining. It boasts a brand-new gas stove, a spacious centre island, custom backsplash, stainless steel appliances, and extended cabinetry for both style and ample storage. Upstairs, retreat to your elegant primary suite, complete with a generous closet and a spa-like ensuite bath. Outdoors, your private backyard oasis awaits, featuring a sparkling inground pool ideal for summer barbecues, gatherings, or unwinding in the sunshine with loved ones. Set on a generous lot, this property offers the kind of outdoor living rarely found within the city. All of this is situated in a prime location with quick access to excellent schools, parks, highways, shops, restaurants, and more!

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$879,800 - 9495 Baldwin Street, Whitby

Detached for Sale in Whitby

138 days on market
3Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
E12657934
Property Type
Detached
Status
active
Days on Site
138
Bedrooms
3
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitby
Listing Brokerage
RIGHT AT HOME REALTY
Description

**Fully Renovated** Welcome to the ideal balance of country charm and modern comfort in this beautifully updated home. Tucked away in the tranquil community of North Whitby, this property delivers the peace and space of rural living while still being only minutes from city conveniences. Step inside to bright, freshly painted open-concept spaces featuring thoughtful upgrades such as two renovated full bathrooms, new flooring, pot lights, and updated interior doors. The inviting kitchen is truly the heart of the home, perfect for both everyday living and entertaining. It boasts a brand-new gas stove, a spacious centre island, custom backsplash, stainless steel appliances, and extended cabinetry for both style and ample storage. Upstairs, retreat to your elegant primary suite, complete with a generous closet and a spa-like ensuite bath. Outdoors, your private backyard oasis awaits, featuring a sparkling inground pool ideal for summer barbecues, gatherings, or unwinding in the sunshine with loved ones. Set on a generous lot, this property offers the kind of outdoor living rarely found within the city. All of this is situated in a prime location with quick access to excellent schools, parks, highways, shops, restaurants, and more!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,513.83/mo

Includes CMHC insurance ($24,546)

$
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5-yr fixed avg.

Principal: $791,820Interest: $537,783
Mortgage Amount$816,366
Total Interest$537,783
Est. Property Tax$623/mo
Total Cost$1,354,149

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

9495 Baldwin Street, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
2.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$623
Insurance (est.)-$183
Net Cash Flow+$1,994

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $587/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 138 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,666 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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