9348 White Oak Avenue, Niagara Falls

Price: $539,000

3 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Semi-Detached

MLS#: X13066236

Welcome to this 2023-built,1755SF, semi-detached home featuring a bright and functional open-concept layout. Modern finishes throughout, offers upgraded kitchen cabinetry, stylish backsplash, quartz countertops, and pot lights that enhance the contemporary feel. The home boasts durable vinyl flooring throughout, including the stairs, combining style with low maintenance. The kitchen is equipped with a nicely sized refrigerator and flows seamlessly into the living and dining areas-perfect for everyday living. Its open layout and natural light make it a flexible and inviting space for modern family. Upstairs, enjoy the convenience of a second-floor laundry room. The spacious primary bedroom features double walk-in closets and a well-appointed ensuite bathroom. All bedrooms are generously sized, offering comfort for family use. As the spacious loft adds valuable extra space-perfect as a media area, or work-from-home office. Basement's window upgraded and 3pc potential bathroom rough in. The home includes over $40,000 in upgrades, and a separate entrance with potential for a future in-law suite in the basement. The newly fully fenced backyard provides privacy and outdoor enjoyment. A move-in-ready home with modern upgrades, great layout, and excellent use of space.

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$539,000 - 9348 White Oak Avenue, Niagara Falls

Semi-Detached for Sale in Niagara Falls

44 days on market
3Beds
3Baths
1,500 - 1,999Sq Ft
Semi-Detached
Property Details
MLS Number
X13066236
Property Type
Semi-Detached
Status
active
Days on Site
44
Bedrooms
3
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Niagara Falls
Listing Brokerage
BAY STREET GROUP INC.
Description

Welcome to this 2023-built,1755SF, semi-detached home featuring a bright and functional open-concept layout. Modern finishes throughout, offers upgraded kitchen cabinetry, stylish backsplash, quartz countertops, and pot lights that enhance the contemporary feel. The home boasts durable vinyl flooring throughout, including the stairs, combining style with low maintenance. The kitchen is equipped with a nicely sized refrigerator and flows seamlessly into the living and dining areas-perfect for everyday living. Its open layout and natural light make it a flexible and inviting space for modern family. Upstairs, enjoy the convenience of a second-floor laundry room. The spacious primary bedroom features double walk-in closets and a well-appointed ensuite bathroom. All bedrooms are generously sized, offering comfort for family use. As the spacious loft adds valuable extra space-perfect as a media area, or work-from-home office. Basement's window upgraded and 3pc potential bathroom rough in. The home includes over $40,000 in upgrades, and a separate entrance with potential for a future in-law suite in the basement. The newly fully fenced backyard provides privacy and outdoor enjoyment. A move-in-ready home with modern upgrades, great layout, and excellent use of space.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,765.35/mo

Includes CMHC insurance ($15,038)

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5-yr fixed avg.

Principal: $485,100Interest: $329,467
Mortgage Amount$500,138
Total Interest$329,467
Est. Property Tax$382/mo
Total Cost$829,605

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Niagara Falls

Discover Niagara Falls

Niagara Falls is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Niagara Falls

  • Convenient location in Niagara Falls
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Niagara Falls offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

9348 White Oak Avenue, Niagara Falls

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$382
Insurance (est.)-$112
Net Cash Flow+$2,306

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $359/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 44 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Niagara Falls are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Niagara Falls properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,246 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    9348 White Oak Avenue, Niagara… — $539,000 | Battaglia Team