9218 White Oak Avenue, Niagara Falls

Price: $899,900

4 bedrooms, 4 bathrooms

3,000 - 3,499 sqft

Property Type: New Construction

MLS#: X12929818

Excellent Opportunity to own a 4 Bedroom Detached (3135 Sq St Above Grade) with Walk-Out Basement Backing onto Ravine in the prestigious neighborhood of Lyon's Creek in Niagara Falls. Welcoming Foyer. Separate Living room w/ Hardwood Floors. Separate Formal Dining Room w/ Hardwood floors. Upgraded Chef's Gourmet Kitchen w/ S/S Kitchen Aid Appliances- S/S Gas Stove, S/S Fridge, S/S Range Hood, S/S Dishwasher, center Island, Quartz Counter, Backsplash. Huge Breakfast area combined w/ kitchen and w/Walk-out to Deck. Stained Oak Stairs with Iron Pickets. Primary Bedroom w/ 6Pc Ensuite w/ Frameless Glass Shower & W/I Closet. 2nd Bedroom w/ 4pc ensuite & Closet. 2 other good sized bedrooms w/ 5pc Jack'n Jill -Semi-Ensuite. Unfinished Walk-out Basement waiting for your creativity. House is backing onto Beautiful Ravine. Private Backyard for family enjoyment. Motivated Seller!!

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$899,900 - 9218 White Oak Avenue, Niagara Falls

New Construction for Sale in Niagara Falls

78 days on market
4Beds
4Baths
3,000 - 3,499Sq Ft
New Construction
Property Details
MLS Number
X12929818
Property Type
New Construction
Status
active
Days on Site
78
Bedrooms
4
Bathrooms
4
Square Feet
3,000 - 3,499 sqft
Neighbourhood
Niagara Falls
Listing Brokerage
NEWGEN REALTY EXPERTS
Description

Excellent Opportunity to own a 4 Bedroom Detached (3135 Sq St Above Grade) with Walk-Out Basement Backing onto Ravine in the prestigious neighborhood of Lyon's Creek in Niagara Falls. Welcoming Foyer. Separate Living room w/ Hardwood Floors. Separate Formal Dining Room w/ Hardwood floors. Upgraded Chef's Gourmet Kitchen w/ S/S Kitchen Aid Appliances- S/S Gas Stove, S/S Fridge, S/S Range Hood, S/S Dishwasher, center Island, Quartz Counter, Backsplash. Huge Breakfast area combined w/ kitchen and w/Walk-out to Deck. Stained Oak Stairs with Iron Pickets. Primary Bedroom w/ 6Pc Ensuite w/ Frameless Glass Shower & W/I Closet. 2nd Bedroom w/ 4pc ensuite & Closet. 2 other good sized bedrooms w/ 5pc Jack'n Jill -Semi-Ensuite. Unfinished Walk-out Basement waiting for your creativity. House is backing onto Beautiful Ravine. Private Backyard for family enjoyment. Motivated Seller!!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,616.95/mo

Includes CMHC insurance ($25,107)

$
$
5%10%50%

5-yr fixed avg.

Principal: $809,910Interest: $550,069
Mortgage Amount$835,017
Total Interest$550,069
Est. Property Tax$637/mo
Total Cost$1,385,086

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Niagara Falls

Discover Niagara Falls

Niagara Falls is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Niagara Falls

  • Convenient location in Niagara Falls
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Niagara Falls offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

9218 White Oak Avenue, Niagara Falls

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,800/mo
Range: $3,230 - $4,370
Cap Rate (ROI)
4.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,800
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$2,976

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $300/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 78 days on site, this property has exceeded the typical selling timeline for Niagara Falls. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Larger Home Realities

At 3,000 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Niagara Falls. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Niagara Falls properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    MLS# X12929818 — 9218 White Oak Avenue, Niagara… | Battaglia Team