$899,900 - 90 Thomas Street, Milton
Detached for Sale in Milton
New — Listed 3 days ago- MLS Number
- W13426108
- Property Type
- Detached
- Status
- active
- Days on Site
- 3
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Milton
- Listing Brokerage
- ROYAL LEPAGE MEADOWTOWNE REALTY
Nestled in the heart of Old Milton, this charming circa-1920 home at 90 Thomas St offers a unique blend of character, space, and location. This character-rich home is a rare offering rooted in craftsmanship and timeless design. From its solid construction to the thoughtful architectural details, it reflects an era when homes were built with intention and care. Warm, inviting, and layered with history, it offers a remarkable alternative to today's more uniform builds-perfect for those who value substance and a sense of place. This is more than a home-it's a lifestyle grounded in comfort, tradition, and quiet character, with an addition added to the home in 1998 making this home more spacious. Set on a premium lot backing directly onto the Fairgrounds, you'll enjoy serene, unobstructed views framed by mature trees-all in walking distance to parks, schools, amenities, and vibrant downtown Milton. This well-maintained 3-bedroom, 2 Full bath home showcases features such as stained glass windows, crown moulding, and hardwood flooring, complemented by key updates including a newer furnace, w/ the modern convenience of air conditioning, water heater, and removal of knob-and-tube wiring.The bright eat-in kitchen with ample counter space flows into a cozy family room addition w/ a gas stove, while a formal living room w/ a gas fireplace (as is) and a distinct dining area provide ideal entertaining spaces. A separate side entrance offers flexible access to the addition and backyard, while the fully fenced yard-with gas BBQ hookup-creates the perfect outdoor space. The long driveway accommodates up to four vehicles, plus a detached garage/shed with hydro. Upstairs, you'll find three generously sized bedrooms, a 4-piece bath, and additional storage, while the unfinished basement-with tall ceilings in the excavated addition and two separate staircases-offers outstanding potential. A covered front porch completes the inviting curb appeal of this truly special Old Milton property.
Estimate your monthly payments for this property
Estimated Payment
$4,616.95/mo
Includes CMHC insurance ($25,107)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Milton
Milton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Milton
- •Convenient location in Milton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Milton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
90 Thomas Street, Milton
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $600/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Milton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Milton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Milton Lifestyle
Milton offers a balance of urban convenience and suburban tranquility. Growing families appreciate the newer schools and community feel. The GO Train provides reasonable Toronto access. Home values have appreciated steadily as families seek alternatives to Toronto's density and pricing.
Investment Perspective
Looking at this as an investment: Milton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.