90 Rice Drive, Whitby

Price: $839,999

3 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: E13216510

Located In A Quiet Friendly Safe Beautiful Neighborhood Of Whitby. Close To Shopping Centre, No Frills, Parks & Top Rated Schools. This 3 Bed 3 Bath Is Ready For You To Move In. Pride Of Ownership Shines Bright In This Home From The Finished Basement To The Beautiful Gardens! Relax In Your Own Landscaped Backyard Oasis Or Wanting To Get Some Shade Enjoy Sitting In The Sunroom. Main Floor Features A Foyer, Large Family Rm, Kitchen W/ Dinning & Living Rm With Wood-Burning Fireplace. Updates: Roof '20, New Windows In Family, Dining, Kitchen. Roof Change Late 20. New Windows In Family, Dining, Kitchen. 6 minutes close to highways.

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active
New Listing
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$839,999 - 90 Rice Drive, Whitby

Detached for Sale in Whitby

New — Listed yesterday
3Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
E13216510
Property Type
Detached
Status
active
Days on Site
1
Bedrooms
3
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitby
Listing Brokerage
SUTTON GROUP-ADMIRAL REALTY INC.
Description

Located In A Quiet Friendly Safe Beautiful Neighborhood Of Whitby. Close To Shopping Centre, No Frills, Parks & Top Rated Schools. This 3 Bed 3 Bath Is Ready For You To Move In. Pride Of Ownership Shines Bright In This Home From The Finished Basement To The Beautiful Gardens! Relax In Your Own Landscaped Backyard Oasis Or Wanting To Get Some Shade Enjoy Sitting In The Sunroom. Main Floor Features A Foyer, Large Family Rm, Kitchen W/ Dinning & Living Rm With Wood-Burning Fireplace. Updates: Roof '20, New Windows In Family, Dining, Kitchen. Roof Change Late 20. New Windows In Family, Dining, Kitchen. 6 minutes close to highways.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,309.63/mo

Includes CMHC insurance ($23,436)

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5-yr fixed avg.

Principal: $755,999Interest: $513,454
Mortgage Amount$779,435
Total Interest$513,454
Est. Property Tax$595/mo
Total Cost$1,292,889

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

90 Rice Drive, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
2.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$595
Insurance (est.)-$175
Net Cash Flow+$2,030

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $560/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Whitby's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    90 Rice Drive, Whitby — $839,999 | Battaglia Team