894 Garth Street, Hamilton

Price: $715,000

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13108466

Charming Updated and renovated home in desirable West Mountain neighbourhood! 2+2 bedrooms with 2 bathrooms offering warmth, character, and flexibility. With a separate side entrance and walk-up, this property presents excellent potential for multi-use living or an investment opportunity. The thoughtful layout features bright living spaces and versatile bedrooms that can easily adapt to your lifestyle-whether as a home office, guest room, or additional family space. Step outside and enjoy the small, private backyard, a perfect spot to relax, garden, or entertain in a peaceful setting. Ideally located near the college, highway access, parks, grocery stores, and everyday amenities, this home is an excellent choice for first-time buyers, downsizers, or investors looking for both charm and convenience.

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$715,000 - 894 Garth Street, Hamilton

Detached for Sale in Hamilton

39 days on market
4Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13108466
Property Type
Detached
Status
active
Days on Site
39
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Charming Updated and renovated home in desirable West Mountain neighbourhood! 2+2 bedrooms with 2 bathrooms offering warmth, character, and flexibility. With a separate side entrance and walk-up, this property presents excellent potential for multi-use living or an investment opportunity. The thoughtful layout features bright living spaces and versatile bedrooms that can easily adapt to your lifestyle-whether as a home office, guest room, or additional family space. Step outside and enjoy the small, private backyard, a perfect spot to relax, garden, or entertain in a peaceful setting. Ideally located near the college, highway access, parks, grocery stores, and everyday amenities, this home is an excellent choice for first-time buyers, downsizers, or investors looking for both charm and convenience.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,668.32/mo

Includes CMHC insurance ($19,949)

$
$
5%10%50%

5-yr fixed avg.

Principal: $643,500Interest: $437,048
Mortgage Amount$663,449
Total Interest$437,048
Est. Property Tax$506/mo
Total Cost$1,100,496

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

894 Garth Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$506
Insurance (est.)-$149
Net Cash Flow+$2,545

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $1021/sqft, this property is priced in line with current Hamilton market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 39 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,979 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    894 Garth Street, Hamilton | $715,000 | Battaglia Team