88 Harbour Street Unit 3611, Toronto C01

Price: $409,000

0 bedrooms, 1 bathrooms

Property Type: Condo

MLS#: C12976036

Modern downtown living at Harbour Plaza Residences, located in the heart of Toronto's vibrantwaterfront and Financial District. Sun-filled studio and ideal choice for savvy investors ordowntown professionals, this unit features a modern, efficient layout with stunning lake views.Unbeatable convenience with direct PATH access and on-site retail including LCBO, Longo's, andWinners. Exceptional building amenities feature a 24-hour concierge, theater, and elite fitnessfacilities. Steps to the Financial District, Scotiabank Arena, and Union Station. High demand,high walk score, and high potential.

88 Harbour Street Unit 3611 - Condo photo 1 of 5 in Downtown Toronto / Waterfront, Ontario
88 Harbour Street Unit 3611 - Condo photo 2 of 5 in Downtown Toronto / Waterfront, Ontario
88 Harbour Street Unit 3611 - Condo photo 3 of 5 in Downtown Toronto / Waterfront, Ontario
88 Harbour Street Unit 3611 - Condo photo 4 of 5 in Downtown Toronto / Waterfront, Ontario
88 Harbour Street Unit 3611 - Condo photo 5 of 5 in Downtown Toronto / Waterfront, Ontario
active
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$409,000 - 88 Harbour Street Unit 3611, Downtown Toronto

Condo for Sale in Downtown Toronto

68 days on market
0Beds
1Baths
N/ASq Ft
Condo
Property Details
MLS Number
C12976036
Property Type
Condo
Status
active
Days on Site
68
Bedrooms
0
Bathrooms
1
Square Feet
N/A sqft
Neighbourhood
Downtown Toronto / Waterfront
Locker
None
Exposure
South West
Balcony
Open
Listing Brokerage
CENTURY 21 ATRIA REALTY INC.
Description

Modern downtown living at Harbour Plaza Residences, located in the heart of Toronto's vibrantwaterfront and Financial District. Sun-filled studio and ideal choice for savvy investors ordowntown professionals, this unit features a modern, efficient layout with stunning lake views.Unbeatable convenience with direct PATH access and on-site retail including LCBO, Longo's, andWinners. Exceptional building amenities feature a 24-hour concierge, theater, and elite fitnessfacilities. Steps to the Financial District, Scotiabank Arena, and Union Station. High demand,high walk score, and high potential.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,098.38/mo

Includes CMHC insurance ($11,411)

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5-yr fixed avg.

Principal: $368,100Interest: $250,004
Mortgage Amount$379,511
Total Interest$250,004
Est. Property Tax$290/mo
Total Cost$629,515

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Downtown Toronto / Waterfront

Discover Downtown Toronto / Waterfront

Downtown Toronto / Waterfront is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Downtown Toronto / Waterfront

  • Convenient location in Downtown Toronto / Waterfront
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Downtown Toronto / Waterfront offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

88 Harbour Street Unit 3611, Downtown Toronto / Waterfront

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,760/mo
Range: $2,346 - $3,174
Cap Rate (ROI)
4.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,760
Maintenance Fees-$975
Property Tax (est.)-$290
Insurance (est.)-$85
Net Cash Flow+$1,410

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Negotiation Opportunity

At 68 days on site, this property has exceeded the typical selling timeline for Downtown Toronto. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 0 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    88 Harbour Street Unit 3611, Do… — $409,000 | Battaglia Team