865 Lochness Crescent, Oshawa

Price: $859,900

3 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: E13412760

Welcome to 865 Lochness Crescent, located near the Oshawa/Whitby border in this well established quiet, family friendly "Apple Valley" neighbourhood in the "McLaughlin" school district. Enjoy approx 2400 sq ft of living space, upstairs there are 3 bedrooms and 2.5 bathrooms plus in the basement there is a finished rec room, a 3 pc bathroom, and bonus, a large unfinished workshop or storage space...room to make it into whatever your family needs, perhaps a 4th bedroom. Does your check list need: a large primary bedroom to fit your king size bed, a walk in closet, a 3pc ensuite, double closets in the other bedrooms, renovated bathrooms, mainfloor laundry room with door to the sideyard, fully fenced backyard. There is pride of ownership with this original owner updating the home through the years; new quality vinyl plank flooring in the basement '2026, new carpet on stairs to basement ' 2026, stay cool this summer with the Lennox Central AC - new in 2025, walk into your renovated kitchen with new cabinets, sink, faucet, backsplash, flooring & quartz countertops-new in 2023. Rental gas hot water tank new in '2021.The Lennox gas furnace 2016, the main & upper level windows, front exterior door and patio door have all been updated over the years. Cozy up to the gas fireplace in the mainfloor family room or relax outside on the large north facing deck along the back of the house. The west fence was replaced in 2024. There are 2 newer resin sheds for extra storage. The sidewalk out front is great for the kids to ride their bikes, walk to Prestwick park just down the street for the kids to enjoy the swings and slides or you can walk along Thornton Rd to the "new" Rose Valley Community Park with an amazing playground, pickleball courts, formal garden walking path & BMX park - fun for the whole family. This is not just a house it is a home in a great location and neighbourhood.

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active
1/50

$859,900 - 865 Lochness Crescent, Oshawa

Detached for Sale in Oshawa

Popular Listing
3Beds
4Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
E13412760
Property Type
Detached
Status
active
Days on Site
11
Bedrooms
3
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Oshawa
Listing Brokerage
The Nook Realty Inc.
Description

Welcome to 865 Lochness Crescent, located near the Oshawa/Whitby border in this well established quiet, family friendly "Apple Valley" neighbourhood in the "McLaughlin" school district. Enjoy approx 2400 sq ft of living space, upstairs there are 3 bedrooms and 2.5 bathrooms plus in the basement there is a finished rec room, a 3 pc bathroom, and bonus, a large unfinished workshop or storage space...room to make it into whatever your family needs, perhaps a 4th bedroom. Does your check list need: a large primary bedroom to fit your king size bed, a walk in closet, a 3pc ensuite, double closets in the other bedrooms, renovated bathrooms, mainfloor laundry room with door to the sideyard, fully fenced backyard. There is pride of ownership with this original owner updating the home through the years; new quality vinyl plank flooring in the basement '2026, new carpet on stairs to basement ' 2026, stay cool this summer with the Lennox Central AC - new in 2025, walk into your renovated kitchen with new cabinets, sink, faucet, backsplash, flooring & quartz countertops-new in 2023. Rental gas hot water tank new in '2021.The Lennox gas furnace 2016, the main & upper level windows, front exterior door and patio door have all been updated over the years. Cozy up to the gas fireplace in the mainfloor family room or relax outside on the large north facing deck along the back of the house. The west fence was replaced in 2024. There are 2 newer resin sheds for extra storage. The sidewalk out front is great for the kids to ride their bikes, walk to Prestwick park just down the street for the kids to enjoy the swings and slides or you can walk along Thornton Rd to the "new" Rose Valley Community Park with an amazing playground, pickleball courts, formal garden walking path & BMX park - fun for the whole family. This is not just a house it is a home in a great location and neighbourhood.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,411.73/mo

Includes CMHC insurance ($23,991)

$
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5%10%50%

5-yr fixed avg.

Principal: $773,910Interest: $525,619
Mortgage Amount$797,901
Total Interest$525,619
Est. Property Tax$609/mo
Total Cost$1,323,520

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oshawa

Discover Oshawa

Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oshawa

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

865 Lochness Crescent, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
2.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$609
Insurance (est.)-$179
Net Cash Flow+$2,012

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $573/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    865 Lochness Crescent, Oshawa | $859,900 | Battaglia Team