85 Chelsea Crescent, Hamilton

Price: $699,000

3 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Townhouse

MLS#: X12655624

This beautifully maintained 3-bedroom, 3-bathroom freehold NO MAINTENANCE FEES townhome is located in highly sought-after Lower Stoney Creek and offers a rare double-car garage with inside entry, garage door opener, and double driveway. Inside, you'll find a bright open-concept living and dining area that flows into the updated kitchen, complete with a large breakfast bar-perfect for family time and entertaining. The main floor features newer laminate flooring, and the dining room opens through sliding doors to a lovely two-tier deck with a gas BBQ hookup and a fully fenced backyard. Upstairs, there are two bedrooms plus a full main bath, along with a private principal suite on its own level, featuring a 2-piece ensuite and two large closets. The additional bedrooms also offer generous closet space. The finished lower level provides even more living space with a spacious family room, plenty of storage, and a convenient 3-piece bathroom with a separate shower. The home has been freshly painted, and the exterior showcases well-kept landscaping-making it completely move-in ready. All of this in a quiet, family-friendly location, close to schools, parks, shopping, churches, and with easy access to the highway. Property is virtually staged.

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$699,000 - 85 Chelsea Crescent, Hamilton

Townhouse for Sale in Hamilton

80 days on market
3Beds
3Baths
1,100 - 1,499Sq Ft
Townhouse
Property Details
MLS Number
X12655624
Property Type
Townhouse
Status
active
Days on Site
80
Bedrooms
3
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Lot Size
2,357 sqft
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

This beautifully maintained 3-bedroom, 3-bathroom freehold NO MAINTENANCE FEES townhome is located in highly sought-after Lower Stoney Creek and offers a rare double-car garage with inside entry, garage door opener, and double driveway. Inside, you'll find a bright open-concept living and dining area that flows into the updated kitchen, complete with a large breakfast bar-perfect for family time and entertaining. The main floor features newer laminate flooring, and the dining room opens through sliding doors to a lovely two-tier deck with a gas BBQ hookup and a fully fenced backyard. Upstairs, there are two bedrooms plus a full main bath, along with a private principal suite on its own level, featuring a 2-piece ensuite and two large closets. The additional bedrooms also offer generous closet space. The finished lower level provides even more living space with a spacious family room, plenty of storage, and a convenient 3-piece bathroom with a separate shower. The home has been freshly painted, and the exterior showcases well-kept landscaping-making it completely move-in ready. All of this in a quiet, family-friendly location, close to schools, parks, shopping, churches, and with easy access to the highway. Property is virtually staged.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,586.23/mo

Includes CMHC insurance ($19,502)

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5-yr fixed avg.

Principal: $629,100Interest: $427,268
Mortgage Amount$648,602
Total Interest$427,268
Est. Property Tax$495/mo
Total Cost$1,075,870

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

85 Chelsea Crescent, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,550/mo
Range: $2,168 - $2,933
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,550
Maintenance Fees-$0
Property Tax (est.)-$495
Insurance (est.)-$146
Net Cash Flow+$1,909

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $635/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 80 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Hamilton have shown strong appreciation as families seek more space.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,913 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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