$649,000 - 84 McNaughton Street, Cambridge
Semi-Detached for Sale in Cambridge
100 days on market- MLS Number
- X12848170
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 100
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Cambridge
- Listing Brokerage
- ROYAL LEPAGE MEADOWTOWNE REALTY
Adorable with lots of charm located in a quaint, family-friendly neighbourhood in East Galt! This beautifully maintained semi-detached offers nearly 1,700 sq ft of welcoming living space. The stunning living room showcases 11 ft ceilings and hardwood flooring. The kitchen features stainless steel appliances, views of the fabulous backyard and flows effortlessly into the dining area, complete with classic wainscoting and a walk-out to the deck - perfect for seamless indoor-outdoor enjoyment. A versatile main floor room provides the perfect option for a bedroom or home office. The main level is complete with a convenient powder room and laundry. Upstairs, you'll find two spacious bedrooms and a four-piece bathroom. Ample parking plus a 28' x 12' detached garage with its own 20 amp panel. Situated on a large 152' deep fully fenced lot featuring professional landscaping, 10x8ft shed, deck, 10x8ft awning plus a non-obstructed backyard view! Located in a highly desirable neighbourhood close to parks, schools and shopping plus walking distance to Downtown Galt, this home offers an exceptional combination of style, space and location. You'll be impressed! Upgrades include upgraded electrical panel 2026 (ESA certificate available), new soffits/facia/gutters 2026, stove 2025, driveway extension with interlocking 2024, front porch steps 2024, washer and dryer 2023 and more! Full list of property features and upgrades attached.
Estimate your monthly payments for this property
Estimated Payment
$3,329.71/mo
Includes CMHC insurance ($18,107)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
84 McNaughton Street, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $433/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 100 days on site, this property has exceeded the typical selling timeline for Cambridge. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,704 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.