81 Swanston Crescent, Ajax

Price: $759,900

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: E13154536

Welcome to this beautifully updated & fully detached 3+1 bedroom bungalow in the highly sought-after South Ajax community with over 1500sqft of living space, spread out over 2 levels. Located just minutes to top-rated schools, parks, scenic walking trails, shopping, and the stunning Ajax waterfront. With over $150,000 in updates, this is an incredible opportunity for buyers looking to step into a detached home without compromise, this move-in ready property offers the space, privacy, and flexibility that's hard to find at this price point. The bright, modern main floor features three spacious bedrooms, a renovated 4-piece bathroom, and an updated kitchen with sleek appliances, all complemented by luxury vinyl plank flooring throughout. The professionally finished basement (2021) expands your living space with a fourth bedroom featuring a soundproofed ceiling, a 3-piece bathroom (also soundproofed), and a large rec area easily adaptable into multiple functional spaces-perfect for a home office, gym, or in-law setup. Enjoy your own private backyard retreat with a new deck (2023) and a 16x8 ft shed (2024) complete with an electric heater and 30-amp breaker panel-ideal for extra storage or workspace. Additional updates include shingles (2-3 years old), main floor windows (2019), new electrical panel (2019), front door (2024), and an extended driveway (2021) with parking for three vehicles. Skip the townhouse and step into a fully detached home in one of Ajax's most desirable lakeside neighbourhoods. Be sure to check out the virtual tour! Offers Anytime! ***Investors & In-law potential***

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$759,900 - 81 Swanston Crescent, Ajax

Detached for Sale in Ajax

4Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
E13154536
Property Type
Detached
Status
active
Days on Site
26
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Ajax
Listing Brokerage
Royal LePage Our Neighbourhood Realty
Description

Welcome to this beautifully updated & fully detached 3+1 bedroom bungalow in the highly sought-after South Ajax community with over 1500sqft of living space, spread out over 2 levels. Located just minutes to top-rated schools, parks, scenic walking trails, shopping, and the stunning Ajax waterfront. With over $150,000 in updates, this is an incredible opportunity for buyers looking to step into a detached home without compromise, this move-in ready property offers the space, privacy, and flexibility that's hard to find at this price point. The bright, modern main floor features three spacious bedrooms, a renovated 4-piece bathroom, and an updated kitchen with sleek appliances, all complemented by luxury vinyl plank flooring throughout. The professionally finished basement (2021) expands your living space with a fourth bedroom featuring a soundproofed ceiling, a 3-piece bathroom (also soundproofed), and a large rec area easily adaptable into multiple functional spaces-perfect for a home office, gym, or in-law setup. Enjoy your own private backyard retreat with a new deck (2023) and a 16x8 ft shed (2024) complete with an electric heater and 30-amp breaker panel-ideal for extra storage or workspace. Additional updates include shingles (2-3 years old), main floor windows (2019), new electrical panel (2019), front door (2024), and an extended driveway (2021) with parking for three vehicles. Skip the townhouse and step into a fully detached home in one of Ajax's most desirable lakeside neighbourhoods. Be sure to check out the virtual tour! Offers Anytime! ***Investors & In-law potential***

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,898.68/mo

Includes CMHC insurance ($21,201)

$
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5%10%50%

5-yr fixed avg.

Principal: $683,910Interest: $464,493
Mortgage Amount$705,111
Total Interest$464,493
Est. Property Tax$538/mo
Total Cost$1,169,604

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Ajax

Discover Ajax

Ajax is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Ajax

  • Convenient location in Ajax
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Ajax offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

81 Swanston Crescent, Ajax

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$538
Insurance (est.)-$158
Net Cash Flow+$2,504

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $1086/sqft, this property is priced in line with current Ajax market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 26 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Ajax are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Ajax. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Ajax properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,166 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    81 Swanston Crescent, Ajax — $759,900 | Battaglia Team