$1,198,000 - 81 Francis Creek Boulevard, St. Catharines
Detached for Sale in St. Catharines
73 days on market- MLS Number
- X12964480
- Property Type
- Detached
- Status
- active
- Days on Site
- 73
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- CHESTNUT PARK REAL ESTATE LIMITED
A rare ravine property, custom-built in Erion Estates and framed by mature trees, offering effortless main-floor living. From the moment you step through the double front doors, you are greeted by soaring 2-storey ceilings, oversized windows, and a grand staircase. The main floor flows seamlessly, featuring a primary bedroom with a 5-piece ensuite and two closets, main-floor laundry and a convenient 2-piece powder room for guests. At the rear of the home, the kitchen overlooks the ravine, complete with an island and dining nook framed by views of your private yard and patio. The family room is bright and inviting, double-height windows showcasing the treetops and a cozy gas fireplace. The main-floor primary suite serves as a private retreat with two walk-in closets and a spa-inspired ensuite with double sinks, a soaker tub, and a shower. Additional spaces include a formal dining area, a sun-filled living room with a wood-burning fireplace, and laundry with direct access to the double-wide heated garage. Upstairs, two bedrooms and a full bath overlook both the foyer and family room. The basement features tall ceiling heights, a bedroom, and a flexible office or gym- currently used as a bedroom, both with large walk-in closets. Rough-in plumbing is in place for a bathroom or kitchenette, making it ideal for potential separate living space. The backyard is a true oasis, set on a lush, private ravine with mature gardens and an irrigation system. Properties like this, offering a ravine lot, classic design, and a main-floor lifestyle, you don't want to miss.
Estimate your monthly payments for this property
Estimated Payment
$5,299.16/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
81 Francis Creek Boulevard, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $599/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 73 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,992 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.