81 Edinburgh Road, Guelph

Price: $659,900

5 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12377409

Legal Duplex in the Heart of Downtown Guelph! If you've been dreaming of homeownership with built-in financial flexibility, this legal duplex in Guelph's vibrant downtown core is the kind of opportunity you don't want to miss. Live in one unit and rent out the other to help offset your mortgage, or hold as a smart long-term investment in one of the city's most desirable locations. The main unit is full of charm and character, offering a spacious eat-in kitchen with stainless steel appliances and a bright front living room with large windows that let in plenty of natural light. Upstairs, you'll find three bedrooms plus a bonus office or den perfect for anyone working from home, along with a functional 4-piece bathroom. A cozy sunroom adds bonus living space during the warmer months, bringing even more flexibility to the layout. The second unit is a comfortable one-bedroom apartment with a generous living room, compact galley kitchen, and a practical 3-piece bathroom. Both units are carpet-free for easy maintenance and everyday living. While the property could benefit from some updates, the solid bones and versatile floor plan make it easy to add value over time. Outside, you'll appreciate parking for two vehicles and a beautifully maintained side yard with mature perennials and shrubs, a private spot to relax or entertain on summer evenings. Best of all, you're just steps to everything downtown Guelph has to offer, including the Farmers Market, The Bookshelf, Fixed Gear Brewing, shops, restaurants, and the GO Train & VIA Rail. Whether you're an investor, renovator, or first-time buyer looking to live in one unit while renting the other, this is a rare chance to secure a legal duplex in a prime location where community and convenience come together.

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$659,900 - 81 Edinburgh Road, Guelph

Detached for Sale in Guelph

105 days on market
5Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12377409
Property Type
Detached
Status
active
Days on Site
105
Bedrooms
5
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Guelph
Listing Brokerage
Royal LePage Royal City Realty
Description

Legal Duplex in the Heart of Downtown Guelph! If you've been dreaming of homeownership with built-in financial flexibility, this legal duplex in Guelph's vibrant downtown core is the kind of opportunity you don't want to miss. Live in one unit and rent out the other to help offset your mortgage, or hold as a smart long-term investment in one of the city's most desirable locations. The main unit is full of charm and character, offering a spacious eat-in kitchen with stainless steel appliances and a bright front living room with large windows that let in plenty of natural light. Upstairs, you'll find three bedrooms plus a bonus office or den perfect for anyone working from home, along with a functional 4-piece bathroom. A cozy sunroom adds bonus living space during the warmer months, bringing even more flexibility to the layout. The second unit is a comfortable one-bedroom apartment with a generous living room, compact galley kitchen, and a practical 3-piece bathroom. Both units are carpet-free for easy maintenance and everyday living. While the property could benefit from some updates, the solid bones and versatile floor plan make it easy to add value over time. Outside, you'll appreciate parking for two vehicles and a beautifully maintained side yard with mature perennials and shrubs, a private spot to relax or entertain on summer evenings. Best of all, you're just steps to everything downtown Guelph has to offer, including the Farmers Market, The Bookshelf, Fixed Gear Brewing, shops, restaurants, and the GO Train & VIA Rail. Whether you're an investor, renovator, or first-time buyer looking to live in one unit while renting the other, this is a rare chance to secure a legal duplex in a prime location where community and convenience come together.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,385.63/mo

Includes CMHC insurance ($18,411)

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5-yr fixed avg.

Principal: $593,910Interest: $403,368
Mortgage Amount$612,321
Total Interest$403,368
Est. Property Tax$467/mo
Total Cost$1,015,689

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Guelph

Discover Guelph

Guelph is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Guelph

  • Convenient location in Guelph
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Guelph offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

81 Edinburgh Road, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
5.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$467
Insurance (est.)-$137
Net Cash Flow+$2,996

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $440/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 105 days on site, this property has exceeded the typical selling timeline for Guelph. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Guelph.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    MLS# X12377409 — 81 Edinburgh Road | Battaglia Team