81 Church Street Unit 403, Kitchener

Price: $379,900

2 bedrooms, 1 bathrooms

900 sqft

Property Type: Condo

MLS#: X12588024

Welcome home! This charming 2-bedroom downtown condo has been freshly painted for its new owner (November 2025) and features brand-new carpeting (2025) for added comfort. Step inside to a spacious living room that opens onto an expansive, one-of-a-kind balcony with sweeping views of the vibrant downtown skyline-perfect for relaxing mornings or unwinding after a long day. Just off the efficient galley kitchen is a welcoming dining room, ideal for family dinners, hosting gatherings, or entertaining friends. The unit also includes in-suite laundry and generous storage, adding everyday convenience. The oversized bathroom has been beautifully maintained and offers both comfort and style. The two bedrooms are spacious and the whole unit has large windows which allow for plenty of natural light. The building is rich with amenities, including an indoor pool, sauna, party room with pool table and small library, bike room, newly remodeled fitness room, workshop, and a fully fenced outdoor entertaining area complete with BBQ facilities and picnic tables. Even better-your condo fees cover heat, hydro, and water! One underground parking space (#4, P3) is included with the unit. Situated within walking distance to Downtown Kitchener, the Kitchener Farmers' Market, Victoria Park, countless restaurants, ION public transit, places of worship, banks, shops, the LRT, and the scenic Iron Horse Trail, this condo offers an unbeatable location for convenience and lifestyle. Don't miss out on this lovely home-perfect for downsizers, first-time buyers, or investors. Book your private showing today-you won't be disappointed!

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$379,900 - 81 Church Street Unit 403, Kitchener

Condo for Sale in Kitchener

109 days on market
2Beds
1Baths
900Sq Ft
Condo
Property Details
MLS Number
X12588024
Property Type
Condo
Status
active
Days on Site
109
Bedrooms
2
Bathrooms
1
Square Feet
900 sqft
Neighbourhood
Kitchener
Locker
None
Exposure
North
Balcony
Open
Listing Brokerage
Coldwell Banker Neumann Real Estate
Description

Welcome home! This charming 2-bedroom downtown condo has been freshly painted for its new owner (November 2025) and features brand-new carpeting (2025) for added comfort. Step inside to a spacious living room that opens onto an expansive, one-of-a-kind balcony with sweeping views of the vibrant downtown skyline-perfect for relaxing mornings or unwinding after a long day. Just off the efficient galley kitchen is a welcoming dining room, ideal for family dinners, hosting gatherings, or entertaining friends. The unit also includes in-suite laundry and generous storage, adding everyday convenience. The oversized bathroom has been beautifully maintained and offers both comfort and style. The two bedrooms are spacious and the whole unit has large windows which allow for plenty of natural light. The building is rich with amenities, including an indoor pool, sauna, party room with pool table and small library, bike room, newly remodeled fitness room, workshop, and a fully fenced outdoor entertaining area complete with BBQ facilities and picnic tables. Even better-your condo fees cover heat, hydro, and water! One underground parking space (#4, P3) is included with the unit. Situated within walking distance to Downtown Kitchener, the Kitchener Farmers' Market, Victoria Park, countless restaurants, ION public transit, places of worship, banks, shops, the LRT, and the scenic Iron Horse Trail, this condo offers an unbeatable location for convenience and lifestyle. Don't miss out on this lovely home-perfect for downsizers, first-time buyers, or investors. Book your private showing today-you won't be disappointed!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,949.08/mo

Includes CMHC insurance ($10,599)

$
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5-yr fixed avg.

Principal: $341,910Interest: $232,216
Mortgage Amount$352,509
Total Interest$232,216
Est. Property Tax$269/mo
Total Cost$584,725

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Kitchener

Discover Kitchener

Kitchener is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kitchener

  • Convenient location in Kitchener
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kitchener offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

81 Church Street Unit 403, Kitchener

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,280/mo
Range: $1,938 - $2,622
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,280
Maintenance Fees-$585
Property Tax (est.)-$269
Insurance (est.)-$79
Net Cash Flow+$1,347

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $422/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 109 days on site, this property has exceeded the typical selling timeline for Kitchener. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 900 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    81 Church Street Unit 403, Kitchener | $379,900 | Battaglia Team