$399,000 - 8 Elizabeth Street, St. Catharines
Semi-Detached for Sale in St. Catharines
103 days on market- MLS Number
- X12788942
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 103
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 263 sqft
- Listing Brokerage
- REAL BROKER ONTARIO LTD.
This beautifully renovated home offers a rare opportunity to own a fully updated property in one of St. Catharines' most desirable, family friendly neighbourhoods, and it is being sold fully furnished so you can move in and start enjoying it from day one. From the moment you arrive, you will appreciate the care and craftsmanship that went into transforming this home from top to bottom, with every element redone including new electrical, modern flooring throughout, a stylish open concept kitchen with a spacious island, and a spa inspired bathroom featuring elegant finishes and a glass enclosed shower. The main floor is open and inviting, perfect for both everyday living and entertaining guests, while the upstairs bedrooms provide peaceful, comfortable retreats with a cozy yet functional layout. Thoughtful touches continue outside with two enclosed porches that extend your living space year round, a charming patio seating area ideal for quiet mornings or evening wine, and a detached garage that offers valuable storage or workshop potential. The backyard is a blank canvas for outdoor enjoyment, whether you are looking to garden, play, or simply relax in your own private space. This home is tucked away on a quiet residential street yet remains incredibly convenient, just minutes from schools, shopping centres, restaurants, public transit, and highway access, and for weekend adventures you are a short drive to Niagara Falls and the region's many renowned wineries. With its modern upgrades, included furnishings, practical layout, and strong location, this move in ready home offers comfort, style, and long term value for buyers ready to make the most of it.
Estimate your monthly payments for this property
Estimated Payment
$2,047.08/mo
Includes CMHC insurance ($11,132)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
8 Elizabeth Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $570/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 103 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.