78 Fisher Street, Oshawa

Price: $449,999

3 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: E13161824

Welcome to 78 Fisher Street. This charming century home has been updated where it counts. Freshly painted throughout, this 3-bedroom home offers a spacious main floor with a functional layout, convenient main floor laundry, and plenty of room to make it your own. Rest peacefully knowing electrical rewired by certified electrician (2020), fresh insulation in basement and attic (2025) and new roof plywood and shingles (2021). Enjoy morning coffee on the charming front porch, a very large backyard with endless potential, and ample parking for family and guests. A great opportunity for those looking for space and value all in one comfortable home.

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$449,999 - 78 Fisher Street, Oshawa

Detached for Sale in Oshawa

3Beds
1Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
E13161824
Property Type
Detached
Status
active
Days on Site
22
Bedrooms
3
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Oshawa
Listing Brokerage
Royal LePage Frank Real Estate
Description

Welcome to 78 Fisher Street. This charming century home has been updated where it counts. Freshly painted throughout, this 3-bedroom home offers a spacious main floor with a functional layout, convenient main floor laundry, and plenty of room to make it your own. Rest peacefully knowing electrical rewired by certified electrician (2020), fresh insulation in basement and attic (2025) and new roof plywood and shingles (2021). Enjoy morning coffee on the charming front porch, a very large backyard with endless potential, and ample parking for family and guests. A great opportunity for those looking for space and value all in one comfortable home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,308.73/mo

Includes CMHC insurance ($12,555)

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5-yr fixed avg.

Principal: $404,999Interest: $275,064
Mortgage Amount$417,554
Total Interest$275,064
Est. Property Tax$319/mo
Total Cost$692,618

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oshawa

Discover Oshawa

Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oshawa

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

78 Fisher Street, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.4%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$319
Insurance (est.)-$94
Net Cash Flow+$2,387

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $409/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    78 Fisher Street, Oshawa — $449,999 | Battaglia Team