75 Niagara Street, Hamilton

Price: $429,999

5 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12932568

Welcome to 75 Niagara Street - a stunning fully renovated 2.5-storey residence offering over 2,000 sq. ft. of living space, thoughtfully redesigned with upscale finishes and modern functionality throughout. Featuring 5 bedrooms and 3 bathrooms, this exceptional home blends timeless character with contemporary luxury, ideal for families, professionals, or savvy investors seeking turnkey versatility. The open-concept main floor impresses with soaring ceilings, elegant laminate flooring, and an expansive living and dining area designed for both comfortable everyday living and entertaining. The custom kitchen showcases a generously sized island, premium granite countertops, stylish backsplash, and abundant cabinetry, creating a perfect balance of design and practicality. The second level features a luxurious primary retreat with a private 3-piece ensuite, while the spacious second bedroom offers access to a walkout balcony - ideal for morning coffee or evening relaxation. A beautifully finished full bathroom completes this level. The third floor provides two additional bright, well-proportioned bedrooms offering flexibility for family living, guests, or a home office. The professionally finished basement with separate entrance presents excellent in-law suite or income potential, complete with a kitchenette and additional bedroom - ideal for multi-generational living or rental opportunities. Enjoy private outdoor living with a fully fenced backyard, stone patio, and newly constructed front deck, perfect for entertaining or unwinding. Extensive upgrades include a new roof, newer A/C, updated windows, modern finishes, and main floor laundry with backyard access. Ideally located minutes from Bayfront Marina, West Harbour GO Station, cafés, parks, and major highways, this property offers an exceptional blend of luxury, lifestyle, and investment potential in a rapidly growing neighbourhood.

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$429,999 - 75 Niagara Street, Hamilton

Detached for Sale in Hamilton

66 days on market
5Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12932568
Property Type
Detached
Status
active
Days on Site
66
Bedrooms
5
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Hamilton
Listing Brokerage
MICHAEL ST.JEAN REALTY INC.
Description

Welcome to 75 Niagara Street - a stunning fully renovated 2.5-storey residence offering over 2,000 sq. ft. of living space, thoughtfully redesigned with upscale finishes and modern functionality throughout. Featuring 5 bedrooms and 3 bathrooms, this exceptional home blends timeless character with contemporary luxury, ideal for families, professionals, or savvy investors seeking turnkey versatility. The open-concept main floor impresses with soaring ceilings, elegant laminate flooring, and an expansive living and dining area designed for both comfortable everyday living and entertaining. The custom kitchen showcases a generously sized island, premium granite countertops, stylish backsplash, and abundant cabinetry, creating a perfect balance of design and practicality. The second level features a luxurious primary retreat with a private 3-piece ensuite, while the spacious second bedroom offers access to a walkout balcony - ideal for morning coffee or evening relaxation. A beautifully finished full bathroom completes this level. The third floor provides two additional bright, well-proportioned bedrooms offering flexibility for family living, guests, or a home office. The professionally finished basement with separate entrance presents excellent in-law suite or income potential, complete with a kitchenette and additional bedroom - ideal for multi-generational living or rental opportunities. Enjoy private outdoor living with a fully fenced backyard, stone patio, and newly constructed front deck, perfect for entertaining or unwinding. Extensive upgrades include a new roof, newer A/C, updated windows, modern finishes, and main floor laundry with backyard access. Ideally located minutes from Bayfront Marina, West Harbour GO Station, cafés, parks, and major highways, this property offers an exceptional blend of luxury, lifestyle, and investment potential in a rapidly growing neighbourhood.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,206.12/mo

Includes CMHC insurance ($11,997)

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5%10%50%

5-yr fixed avg.

Principal: $386,999Interest: $262,839
Mortgage Amount$398,996
Total Interest$262,839
Est. Property Tax$305/mo
Total Cost$661,835

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

75 Niagara Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
8.9%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$305
Insurance (est.)-$90
Net Cash Flow+$3,205

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $287/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 66 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Hamilton.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    75 Niagara Street, Hamilton | $429,999 | Battaglia Team