75 Durham Street, Oshawa

Price: $999,000

7 bedrooms, 4 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: E13230192

FULLY RENOVATED BUNGLOW WITH LEGAL BASEMENT! BIG LOT 64x116 The property features 4-bedrooms on the main level and 3 bedrooms in the basement, with kitchens on both levels. Total of 9 parking spots (2 car garage). Main floor offers two full bathrooms (including a master ensuite), quartz countertops, engineered hardwood flooring, upgraded finishes, pot lights, and brand new stainless steel appliances with washer/dryer. Basement features SEPARATE ENTRANCE, two full bathrooms, large above-ground windows, new vinyl flooring, quartz countertops, pot lights, brand new SS appliances and washer/dryer. Exterior is fully landscaped with new sod, complemented by brand-new eavestroughs, fascia, and downspouts and oversized backyard offers plenty of space for entertaining or relaxing. Unbeatable LOCATION in Oshawa! Steps from Oshawa Centre Mall. A perfect opportunity for large family or investors. Rent out the main floor unit and/or basement suite, and detached garage separately for maximum income!

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active
New Listing
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$999,000 - 75 Durham Street, Oshawa

Detached for Sale in Oshawa

New — Listed 6 days ago
7Beds
4Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
E13230192
Property Type
Detached
Status
active
Days on Site
6
Bedrooms
7
Bathrooms
4
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Oshawa
Listing Brokerage
THE GUARDIAN HOME REALTY INC.
Description

FULLY RENOVATED BUNGLOW WITH LEGAL BASEMENT! BIG LOT 64x116 The property features 4-bedrooms on the main level and 3 bedrooms in the basement, with kitchens on both levels. Total of 9 parking spots (2 car garage). Main floor offers two full bathrooms (including a master ensuite), quartz countertops, engineered hardwood flooring, upgraded finishes, pot lights, and brand new stainless steel appliances with washer/dryer. Basement features SEPARATE ENTRANCE, two full bathrooms, large above-ground windows, new vinyl flooring, quartz countertops, pot lights, brand new SS appliances and washer/dryer. Exterior is fully landscaped with new sod, complemented by brand-new eavestroughs, fascia, and downspouts and oversized backyard offers plenty of space for entertaining or relaxing. Unbeatable LOCATION in Oshawa! Steps from Oshawa Centre Mall. A perfect opportunity for large family or investors. Rent out the main floor unit and/or basement suite, and detached garage separately for maximum income!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,125.39/mo

Includes CMHC insurance ($27,872)

$
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5%10%50%

5-yr fixed avg.

Principal: $899,100Interest: $610,644
Mortgage Amount$926,972
Total Interest$610,644
Est. Property Tax$708/mo
Total Cost$1,537,616

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oshawa

Discover Oshawa

Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oshawa

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

75 Durham Street, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,400/mo
Range: $3,740 - $5,060
Cap Rate (ROI)
4.2%
Good

Monthly Cash Flow Breakdown

Rental Income+$4,400
Maintenance Fees-$0
Property Tax (est.)-$708
Insurance (est.)-$208
Net Cash Flow+$3,484

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $908/sqft, this property is priced in line with current Oshawa market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Just Listed - Act Strategically

This property hit the market within the last week. In Oshawa's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 7 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Oshawa.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,163 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    75 Durham Street, Oshawa — $999,000 | Battaglia Team