$749,900 - 702 Gilbert Street, Whitby
Detached for Sale in Whitby
- MLS Number
- E13226554
- Property Type
- Detached
- Status
- active
- Days on Site
- 16
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Whitby
- Listing Brokerage
- RE/MAX Rouge River Realty Ltd.
Bright, cheerful, and full of character, this beautifully maintained 3+1 bedroom, 2 bathroom bungalow is nestled in one of Whitby's most sought-after downtown locations on a spectacular and private 50 x 165 ft lot. Step inside and feel instantly at home. The spacious open-concept living room is a true standout, featuring beautiful unique trim detail with wainscotting, crown moulding and a huge picture window that floods the space with natural light and frames the front yard beautifully. The crisp white kitchen flows seamlessly into the living space with a beautiful arch detail and offers a great spot for family meals and morning coffee. Three comfortable bedrooms and an updated full washroom complete the main level, including one bedroom currently used as a home office with a walkout to the large covered back porch, the perfect spot to start or end your day. The finished basement is a true bonus, offering incredible versatility with a spacious 4th bedroom, a 3-piece washroom, the second kitchen and a separate entrance, ideal for extended family, guests, or added privacy for everyone in the home. Outside, the extra-deep lot impresses with mature trees, lush gardens, a patio, and a handy garden shed - a rare and wonderful outdoor retreat right in town. A separate garage adds everyday convenience. This is more than a house. It's a place where memories are made, mornings feel unhurried, and home truly feels like a haven. Just steps from shops, restaurants, parks, and everything this vibrant downtown community has to offer, don't miss your chance to make it yours! Extra info: Furnace '25, A/C '22, Roofs: Shed '25, Garage '14, House '13 (25 yr. Warranty), Hot Water Tank '21 (owned), new water shut off valve '25, New water pipes to house Installed by Town of Whitby approx. 10 yrs ago, Bathtub & Shower '24, Leaf Gutters '21 (house only), new driveway '21, Arborist tree Inspection completed '25, Washer '25, Fridge in upper kitchen '25, Dryer Approx 6-7 years old
Estimate your monthly payments for this property
Estimated Payment
$3,847.38/mo
Includes CMHC insurance ($20,922)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
702 Gilbert Street, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $1071/sqft, this property is priced in line with current Whitby market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,125 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.