$986,293 - 7 Ruby Way, Whitby
Townhouse for Sale in Whitby
33 days on market- MLS Number
- E13123190
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 33
- Bedrooms
- 4
- Bathrooms
- 4
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- Whitby
- Listing Brokerage
- PG DIRECT REALTY LTD.
Visit REALTOR website for additional information. Discover The Manors on Mayfield Whitby Modern Freehold Townhomes. Be an Owner of a New Home Real Estate property with a Floor Layout that can accommodate, Shared Living Space with a loved one or making a 2nd Income and bank mortgage programs available to this property with RBC, BMO and TD. Let real estate work for you. WHAT'S INCLUDED IN MY NEW HOME? HUGE INCENTIVES INCLUDED: Hardwood throughout; Stone Countertops in Kitchen and Vanities; Undermount sinks in kitchen and vanities; Upgraded Kitchen Faucet; Stained Oak Wood Staircase; Raised 9 ft Tray Coffered Ceilings in Principal Bedroom; Framed Glass Shower Enclosures in Principal Ensuites; Jacuzzi Bathtubs in Principal Ensuites; Electric Car Charger Rough-In; 8 ft Tall Front Entry Doors; 9 ft Ceilings on Main and Upper Level; 5 pc appliance Package plus more; Appliances included throughout; Free finished basement; Free one time Assignment; Heat Recovery Ventilator (HRV); SMART Home Thermostat. Must see!
Estimate your monthly payments for this property
Estimated Payment
$5,104.37/mo
Includes CMHC insurance ($35,507)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
7 Ruby Way, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $493/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 33 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Whitby have shown strong appreciation as families seek more space.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,110 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.