7 Gibson Place Unit Unit 12, St. Catharines

Price: $569,900

3 bedrooms, 3 bathrooms

1,600 sqft

Property Type: Condo

MLS#: X13235088

Beautifully finished 2-storey loft-style townhome offering 2+1 bedrooms and 2.5 baths in a warm, inviting open-concept layout. Hardwood flooring, elegant Turkish stone feature in kitchen and California shutters add timeless style throughout. The impressive loft overlooks the living room and soaring vaulted ceilings in the dining area.Step through the patio doors to a spacious wood deck complete with a gas line hookup for year-round BBQ enjoyment. The bright kitchen features a large island and wine fridge, making it perfect for entertaining family and friends. Main floor laundry adds convenience, while the professionally finished basement provides additional living space with a third bedroom or office option.Low condo fees include water, snow removal, and grass cutting, offering easy, low-maintenance living. A beautifully maintained home with everything you need and more! Make this your next choice for Home!!

7 Gibson Place Unit Unit 12 - Condo photo 1 of 23 in St. Catharines, Ontario
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active
New Listing
1/23

$569,900 - 7 Gibson Place Unit Unit 12, St. Catharines

Condo for Sale in St. Catharines

New — Listed 5 days ago
3Beds
3Baths
1,600Sq Ft
Condo
Property Details
MLS Number
X13235088
Property Type
Condo
Status
active
Days on Site
5
Bedrooms
3
Bathrooms
3
Square Feet
1,600 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
South
Balcony
None
Listing Brokerage
BOSLEY REAL ESTATE LTD.,
Description

Beautifully finished 2-storey loft-style townhome offering 2+1 bedrooms and 2.5 baths in a warm, inviting open-concept layout. Hardwood flooring, elegant Turkish stone feature in kitchen and California shutters add timeless style throughout. The impressive loft overlooks the living room and soaring vaulted ceilings in the dining area.Step through the patio doors to a spacious wood deck complete with a gas line hookup for year-round BBQ enjoyment. The bright kitchen features a large island and wine fridge, making it perfect for entertaining family and friends. Main floor laundry adds convenience, while the professionally finished basement provides additional living space with a third bedroom or office option.Low condo fees include water, snow removal, and grass cutting, offering easy, low-maintenance living. A beautifully maintained home with everything you need and more! Make this your next choice for Home!!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,923.88/mo

Includes CMHC insurance ($15,900)

$
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5%10%50%

5-yr fixed avg.

Principal: $512,910Interest: $348,355
Mortgage Amount$528,810
Total Interest$348,355
Est. Property Tax$404/mo
Total Cost$877,165

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

7 Gibson Place Unit Unit 12, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,240/mo
Range: $2,754 - $3,726
Cap Rate (ROI)
3.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,240
Maintenance Fees-$1,040
Property Tax (est.)-$404
Insurance (est.)-$119
Net Cash Flow+$1,677

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $356/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,375 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    7 Gibson Place Unit Unit 12, St… — $569,900 | Battaglia Team