$449,900 - 68 Carlton Street, St. Catharines
Multi-Family for Sale in St. Catharines
88 days on market- MLS Number
- X12911512
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 88
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 3,993 sqft
- Listing Brokerage
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Welcome to 68 Carlton Street, a beautifully renovated (2021) bungalow offering modern finishes and built-in income potential! The main floor features an inviting open-concept living room with a sleek electric fireplace, perfect for cozy evenings. The stylish kitchen is equipped with quartz countertops, stainless steel appliances, and ample storage, with patio doors leading to a large covered deck ideal for outdoor entertaining and BBQs. The main floor bathroom boasts a spacious rain shower for a spa-like feel, while pot lights throughout add a bright and modern touch. Downstairs, the fully finished basement offers a spacious bedroom, kitchenette, and full bathroom. Currently rented for $1,275/month, the tenant is happy to stay, providing a steady stream of passive income to help offset your mortgage. Additionally, the main floor could also be rented, creating a fantastic opportunity for positive cash flow perfect for first-time buyers or investors looking to maximize returns! Outside, you'll find a large detached garage for extra storage and a private driveway with parking for four vehicles. Located in a prime St. Catharines neighborhood, this home is close to shopping, schools, highways, and all essential amenities. Live in one unit while renting the other, or rent both for a great investment opportunity!
Estimate your monthly payments for this property
Estimated Payment
$2,308.22/mo
Includes CMHC insurance ($12,552)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
68 Carlton Street, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $643/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 88 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.