677 Irving Terrace, Milton

Price: $950,000

3 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: W13046262

Offered for the first time since completion, this meticulously cared-for home embodies the essence of refined family living. Built by Mattamy Homes, the home offers 8-foot ceilings and seamless hardwood and vinyl flooring across the living spaces, complemented by expansive, light-filled living and family rooms. Upstairs, the primary suite features a 3-piece ensuite, complemented by two well-proportioned bedrooms and an additional 3-piece bathroom. The shingles were replaced 6 years ago. The unfinished basement offers great additional living space potential, and comes with an oversized cold room. Ideally located just steps from Beaty Neighbourhood Park and its splash pad, with an easy walk to excellent nearby schools. Only minutes to Hwy 401 and close to Toronto Premium Outlets, this move-in-ready home offers comfort, convenience, and lasting value.

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New Listing
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$950,000 - 677 Irving Terrace, Milton

Detached for Sale in Milton

New — Listed 4 days ago
3Beds
3Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
W13046262
Property Type
Detached
Status
active
Days on Site
4
Bedrooms
3
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Milton
Listing Brokerage
RIGHT AT HOME REALTY
Description

Offered for the first time since completion, this meticulously cared-for home embodies the essence of refined family living. Built by Mattamy Homes, the home offers 8-foot ceilings and seamless hardwood and vinyl flooring across the living spaces, complemented by expansive, light-filled living and family rooms. Upstairs, the primary suite features a 3-piece ensuite, complemented by two well-proportioned bedrooms and an additional 3-piece bathroom. The shingles were replaced 6 years ago. The unfinished basement offers great additional living space potential, and comes with an oversized cold room. Ideally located just steps from Beaty Neighbourhood Park and its splash pad, with an easy walk to excellent nearby schools. Only minutes to Hwy 401 and close to Toronto Premium Outlets, this move-in-ready home offers comfort, convenience, and lasting value.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,873.99/mo

Includes CMHC insurance ($26,505)

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5-yr fixed avg.

Principal: $855,000Interest: $580,693
Mortgage Amount$881,505
Total Interest$580,693
Est. Property Tax$673/mo
Total Cost$1,462,198

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Milton

Discover Milton

Milton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Milton

  • Convenient location in Milton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Craig Kielburger Secondary SchoolPublic High School
Milton District High SchoolPublic High School
Bishop Reding Catholic Secondary SchoolCatholic High School
Jean Vanier Catholic Secondary SchoolCatholic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Milton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

677 Irving Terrace, Milton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
2.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$673
Insurance (est.)-$198
Net Cash Flow+$1,929

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $864/sqft, this property is priced in line with current Milton market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Just Listed - Act Strategically

This property hit the market within the last week. In Milton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Milton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Milton Lifestyle

Milton offers a balance of urban convenience and suburban tranquility. Growing families appreciate the newer schools and community feel. The GO Train provides reasonable Toronto access. Home values have appreciated steadily as families seek alternatives to Toronto's density and pricing.

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