66 Suffolk Street, Hamilton

Price: $969,900

3 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X12973252

Welcome to this beautifully updated two-storey home nestled in the highly desirable Meadowlands neighbourhood of Ancaster. The main floor has been tastefully refreshed with an open, flowing layout designed for both everyday living and effortless entertaining. Recent improvements include updated kitchen cabinetry, countertops, flooring, and modern lighting, creating a bright and inviting atmosphere throughout the space. The kitchen overlooks a comfortable family room and sun-filled breakfast area, with walk-out access to a thoughtfully landscaped backyard featuring an interlock patio, mature gardens, and a detached garden shed-ideal for outdoor dining, relaxing, or hosting guests. A separate dining room provides additional space for formal gatherings and special occasions, while a powder room and a practical laundry/mudroom with direct garage access add everyday convenience. Upstairs offers three generous bedrooms plus a versatile sitting area that can easily function as a fourth bedroom, home office, or reading nook. The primary suite includes its own private ensuite, while a second bedroom also enjoys ensuite access. The third bedroom features a walk-in closet, providing ample storage for the family. The basement is partially finished with framing and electrical already completed, offering a head start for buyers looking to customize additional living space such as a recreation room, gym, or play area. Combining thoughtful updates, flexible living spaces, and a prime location close to parks, schools, shopping, and transit, this home represents a fantastic opportunity in one of Ancaster's most sought-after communities.

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$969,900 - 66 Suffolk Street, Hamilton

Detached for Sale in Hamilton

70 days on market
3Beds
3Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X12973252
Property Type
Detached
Status
active
Days on Site
70
Bedrooms
3
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.
Description

Welcome to this beautifully updated two-storey home nestled in the highly desirable Meadowlands neighbourhood of Ancaster. The main floor has been tastefully refreshed with an open, flowing layout designed for both everyday living and effortless entertaining. Recent improvements include updated kitchen cabinetry, countertops, flooring, and modern lighting, creating a bright and inviting atmosphere throughout the space. The kitchen overlooks a comfortable family room and sun-filled breakfast area, with walk-out access to a thoughtfully landscaped backyard featuring an interlock patio, mature gardens, and a detached garden shed-ideal for outdoor dining, relaxing, or hosting guests. A separate dining room provides additional space for formal gatherings and special occasions, while a powder room and a practical laundry/mudroom with direct garage access add everyday convenience. Upstairs offers three generous bedrooms plus a versatile sitting area that can easily function as a fourth bedroom, home office, or reading nook. The primary suite includes its own private ensuite, while a second bedroom also enjoys ensuite access. The third bedroom features a walk-in closet, providing ample storage for the family. The basement is partially finished with framing and electrical already completed, offering a head start for buyers looking to customize additional living space such as a recreation room, gym, or play area. Combining thoughtful updates, flexible living spaces, and a prime location close to parks, schools, shopping, and transit, this home represents a fantastic opportunity in one of Ancaster's most sought-after communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,976.09/mo

Includes CMHC insurance ($27,060)

$
$
5%10%50%

5-yr fixed avg.

Principal: $872,910Interest: $592,857
Mortgage Amount$899,970
Total Interest$592,857
Est. Property Tax$687/mo
Total Cost$1,492,827

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

66 Suffolk Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,900/mo
Range: $2,465 - $3,335
Cap Rate (ROI)
2.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,900
Maintenance Fees-$0
Property Tax (est.)-$687
Insurance (est.)-$202
Net Cash Flow+$2,011

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $485/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 70 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,041 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    66 Suffolk Street, Hamilton | $969,900 | Battaglia Team