$698,900 - 66 Bay Street Unit 401, Hamilton
Condo for Sale in Hamilton
- MLS Number
- X13142648
- Property Type
- Condo
- Status
- active
- Days on Site
- 30
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 1,400 sqft
- Neighbourhood
- Hamilton
- Locker
- Owned
- Exposure
- North East
- Balcony
- Juliette
- Listing Brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Discover a rare opportunity at Core Lofts with this bright and expansive 2 bedroom, 2 bathroom corner residence in the heart of downtown Hamilton. Offering approximately 1576 square feet of refined loft living, this exquisite home is framed by floor to ceiling windows with east and north exposure, overlooking lush greenery and seasonal cherry blossoms. Soaring over 10 feet, the ceiling height enhances the sense of volume, while polished concrete floors lend a sophisticated urban edge. The open yet defined layout includes a separate dining room, ideal for both intimate dinners and stylish entertaining. The kitchen is beautifully appointed with warm oak cabinetry, granite counters, stainless steel appliances, and a large breakfast island that invites gathering. The serene primary bedroom retreat features full height windows and a spa inspired ensuite with a deep soaker tub and a glass stand up shower. A well proportioned second bedroom and a chic second bathroom make the space as functional as it is beautiful. Tastefully finished throughout, this residence includes one parking space and one locker, with the parking being one of only a handful of large spots in the building. Residents enjoy access to desirable amenities including a gym, party and meeting room, and a rooftop terrace with barbecues. Steps to Hess Village, Locke Street, King William dining, Jackson Square, the arena, GO Transit, parks, shopping, and major highways, this location offers an unparalleled urban lifestyle. ** We encourage you to view other suites in the building so you can truly appreciate just how magnificent this particular loft is, and why it must be seen in person **
Estimate your monthly payments for this property
Estimated Payment
$3,585.72/mo
Includes CMHC insurance ($19,499)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton
Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
66 Bay Street Unit 401, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $499/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 30 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,912 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.