6540 Upper Canada Cross, London South

Price: $995,000

5 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13013434

Stunning 4-bed, 4-bath home in sought-after Talbot Village, located in the school zone for the newly opened White Pine Public School. With nearly 3,000 sq ft of finished living space, this home features a bright foyer, hardwood floors, a spacious open-concept kitchen with granite countertops, gas stove, island, and walk-in pantry. The main floor also includes a family room with gas fireplace and California shutters, a separate dining area, and a convenient laundry/mudroom with built-in cubbies and access to the heated 2-car garage. Upstairs you'll find a luxurious primary suite with a large walk-in closet and 5-pc ensuite, plus 3 additional bedrooms and a 4-pc bath. The finished lower level offers a large family room with surround sound, pot lights, and a beautiful 4-pc bath with marble flooring. Outside, enjoy a custom deck with glass railing, a concrete driveway, and professionally landscaped yard. Located near parks, trails, transit, and shopping.

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$995,000 - 6540 Upper Canada Cross, London South

Detached for Sale in London South

63 days on market
5Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13013434
Property Type
Detached
Status
active
Days on Site
63
Bedrooms
5
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
London South
Listing Brokerage
STREETCITY REALTY INC.
Description

Stunning 4-bed, 4-bath home in sought-after Talbot Village, located in the school zone for the newly opened White Pine Public School. With nearly 3,000 sq ft of finished living space, this home features a bright foyer, hardwood floors, a spacious open-concept kitchen with granite countertops, gas stove, island, and walk-in pantry. The main floor also includes a family room with gas fireplace and California shutters, a separate dining area, and a convenient laundry/mudroom with built-in cubbies and access to the heated 2-car garage. Upstairs you'll find a luxurious primary suite with a large walk-in closet and 5-pc ensuite, plus 3 additional bedrooms and a 4-pc bath. The finished lower level offers a large family room with surround sound, pot lights, and a beautiful 4-pc bath with marble flooring. Outside, enjoy a custom deck with glass railing, a concrete driveway, and professionally landscaped yard. Located near parks, trails, transit, and shopping.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,104.87/mo

Includes CMHC insurance ($27,761)

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5%10%50%

5-yr fixed avg.

Principal: $895,500Interest: $608,199
Mortgage Amount$923,261
Total Interest$608,199
Est. Property Tax$705/mo
Total Cost$1,531,460

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: London South

Discover London South

London South is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in London South

  • Convenient location in London South
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

London South offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

6540 Upper Canada Cross, London South

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,700/mo
Range: $3,145 - $4,255
Cap Rate (ROI)
3.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,700
Maintenance Fees-$0
Property Tax (est.)-$705
Insurance (est.)-$207
Net Cash Flow+$2,788

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $498/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 63 days on site, this property has exceeded the typical selling timeline for London South. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in London South are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in London South.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: London South properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,146 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    6540 Upper Canada Cross, London South | $995,000 | Battaglia Team