65 St Mary Street Unit 810, Toronto C01

Price: $458,000

0 bedrooms, 1 bathrooms

Property Type: Condo

MLS#: C12939508

Experience upscale urban living at U Condominiums by Pemberton Group, ideally located next to the St. Michael's College campus of the University of Toronto. This beautifully designed studio suite offers the perfect blend of style, functionality, and convenience in one of downtown's most sought-after locations. Thoughtfully laid out, the unit features 9 Ft Ceilings, pre-finished engineered 5-inch wide wood flooring, a built-in Murphy bed, and a custom entrance storage cabinet, maximizing both space and comfort. Floor-to-ceiling windows fill the suite with natural light with stunning open east-facing city views, creating the perfect setting for relaxation or entertaining. The modern kitchen is equipped with integrated Energy Star appliances, sleek cabinetry, and Corian countertops and backsplash, offering a clean and sophisticated aesthetic. An in-suite stacked washer and dryer adds everyday convenience. Residents enjoy access to over 4,500 sqft of premium amenities, including a 24-hour concierge, state-of-the-art fitness centre with yoga studio, rooftop lounge with panoramic views of the CN Tower and lake, party and billiards room, library, and visitor parking. Located just steps from Bay and Bloor, this unbeatable address places you in the heart of the city with world-class dining, luxury shopping, transit, and entertainment all at your doorstep. Whether you're a student, young professional, or investor, this move-in-ready studio offers an exceptional opportunity to own in a vibrant and prestigious downtown community.

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$458,000 - 65 St Mary Street Unit 810, Downtown Toronto

Condo for Sale in Downtown Toronto

77 days on market
0Beds
1Baths
N/ASq Ft
Condo
Property Details
MLS Number
C12939508
Property Type
Condo
Status
active
Days on Site
77
Bedrooms
0
Bathrooms
1
Square Feet
N/A sqft
Neighbourhood
Downtown Toronto / Waterfront
Locker
Owned
Exposure
East
Balcony
Open
Listing Brokerage
RE/MAX EXCEL REALTY LTD.
Description

Experience upscale urban living at U Condominiums by Pemberton Group, ideally located next to the St. Michael's College campus of the University of Toronto. This beautifully designed studio suite offers the perfect blend of style, functionality, and convenience in one of downtown's most sought-after locations. Thoughtfully laid out, the unit features 9 Ft Ceilings, pre-finished engineered 5-inch wide wood flooring, a built-in Murphy bed, and a custom entrance storage cabinet, maximizing both space and comfort. Floor-to-ceiling windows fill the suite with natural light with stunning open east-facing city views, creating the perfect setting for relaxation or entertaining. The modern kitchen is equipped with integrated Energy Star appliances, sleek cabinetry, and Corian countertops and backsplash, offering a clean and sophisticated aesthetic. An in-suite stacked washer and dryer adds everyday convenience. Residents enjoy access to over 4,500 sqft of premium amenities, including a 24-hour concierge, state-of-the-art fitness centre with yoga studio, rooftop lounge with panoramic views of the CN Tower and lake, party and billiards room, library, and visitor parking. Located just steps from Bay and Bloor, this unbeatable address places you in the heart of the city with world-class dining, luxury shopping, transit, and entertainment all at your doorstep. Whether you're a student, young professional, or investor, this move-in-ready studio offers an exceptional opportunity to own in a vibrant and prestigious downtown community.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,349.78/mo

Includes CMHC insurance ($12,778)

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5-yr fixed avg.

Principal: $412,200Interest: $279,955
Mortgage Amount$424,978
Total Interest$279,955
Est. Property Tax$324/mo
Total Cost$704,933

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Downtown Toronto / Waterfront

Discover Downtown Toronto / Waterfront

Downtown Toronto / Waterfront is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Downtown Toronto / Waterfront

  • Convenient location in Downtown Toronto / Waterfront
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Downtown Toronto / Waterfront offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

65 St Mary Street Unit 810, Downtown Toronto / Waterfront

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,760/mo
Range: $2,346 - $3,174
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,760
Maintenance Fees-$975
Property Tax (est.)-$324
Insurance (est.)-$95
Net Cash Flow+$1,366

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Negotiation Opportunity

At 77 days on site, this property has exceeded the typical selling timeline for Downtown Toronto. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 0 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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