6440 ST. MICHAEL Avenue, Niagara Falls

Price: $949,900

4 bedrooms, 3 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: X13087646

Calling all pool lovers! Envision your summer days spent in a serene backyard retreat, complete with a stunning in-ground, heated saltwater pool that seamlessly backs onto lush green space. This beautifully designed, spacious 4-bedroom, 3-bathroom home, crafted by Great Gulf in 2009, offers an impressive 2500 sqft of living space and is ready for you to call it home. Step inside to discover an inviting open-concept main floor adorned with 9-foot ceilings, elegant hardwood and ceramic flooring, and a warm ambiance perfect for entertaining. The layout features distinct areas for hosting, including a formal dining room and a cozy living room featuring a striking gas fireplace framed by expansive windows that let in natural light.The heart of the home, the expansive eat-in kitchen, is a culinary delight with its sleek granite countertops, a central island with a breakfast bar, and top-of-the-line stainless steel appliances. Garden doors open to a composite deck that overlooks your private paradise, making it ideal for summer celebrations. Everyday convenience is prioritized with a 2 pc bath, a well-equipped laundry room featuring a laundry tub, and direct access to the garage. Ascend to the second floor, where you will find four spacious bedrooms, highlighted by a luxurious master suite that boasts his and hers walk-in closets and a spa-like 5-piece ensuite, complete with a jetted soaker tub and a separate shower. An additional 3-piece bathroom serves the other bedrooms. For those in need of extra space, the full basement offers endless possibilities for customization and includes a rough-in for a third bathroom. Additional highlights include California shutters, a natural gas BBQ line, central vacuum, and a fully fenced yard with handy pool shed.Situated in a vibrant family-friendly neighbourhood, this home is conveniently located near schools, parks, Costco, public transportation, wineries, golf courses, restaurants and everything Niagara Falls has to offer.

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$949,900 - 6440 ST. MICHAEL Avenue, Niagara Falls

Detached for Sale in Niagara Falls

44 days on market
4Beds
3Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
X13087646
Property Type
Detached
Status
active
Days on Site
44
Bedrooms
4
Bathrooms
3
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Niagara Falls
Listing Brokerage
REVEL Realty Inc., Brokerage
Description

Calling all pool lovers! Envision your summer days spent in a serene backyard retreat, complete with a stunning in-ground, heated saltwater pool that seamlessly backs onto lush green space. This beautifully designed, spacious 4-bedroom, 3-bathroom home, crafted by Great Gulf in 2009, offers an impressive 2500 sqft of living space and is ready for you to call it home. Step inside to discover an inviting open-concept main floor adorned with 9-foot ceilings, elegant hardwood and ceramic flooring, and a warm ambiance perfect for entertaining. The layout features distinct areas for hosting, including a formal dining room and a cozy living room featuring a striking gas fireplace framed by expansive windows that let in natural light.The heart of the home, the expansive eat-in kitchen, is a culinary delight with its sleek granite countertops, a central island with a breakfast bar, and top-of-the-line stainless steel appliances. Garden doors open to a composite deck that overlooks your private paradise, making it ideal for summer celebrations. Everyday convenience is prioritized with a 2 pc bath, a well-equipped laundry room featuring a laundry tub, and direct access to the garage. Ascend to the second floor, where you will find four spacious bedrooms, highlighted by a luxurious master suite that boasts his and hers walk-in closets and a spa-like 5-piece ensuite, complete with a jetted soaker tub and a separate shower. An additional 3-piece bathroom serves the other bedrooms. For those in need of extra space, the full basement offers endless possibilities for customization and includes a rough-in for a third bathroom. Additional highlights include California shutters, a natural gas BBQ line, central vacuum, and a fully fenced yard with handy pool shed.Situated in a vibrant family-friendly neighbourhood, this home is conveniently located near schools, parks, Costco, public transportation, wineries, golf courses, restaurants and everything Niagara Falls has to offer.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,873.48/mo

Includes CMHC insurance ($26,502)

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5-yr fixed avg.

Principal: $854,910Interest: $580,632
Mortgage Amount$881,412
Total Interest$580,632
Est. Property Tax$673/mo
Total Cost$1,462,044

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Niagara Falls

Discover Niagara Falls

Niagara Falls is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Niagara Falls

  • Convenient location in Niagara Falls
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Niagara Falls offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

6440 ST. MICHAEL Avenue, Niagara Falls

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,550/mo
Range: $3,018 - $4,082
Cap Rate (ROI)
3.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,550
Maintenance Fees-$0
Property Tax (est.)-$673
Insurance (est.)-$198
Net Cash Flow+$2,679

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $380/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 44 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Niagara Falls are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Niagara Falls. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Niagara Falls properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,958 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    6440 ST. MICHAEL Avenue, Niagara Falls | $949,900 | Battaglia Team