643 Wilson Street, Hamilton

Price: $449,999

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13212962

Welcome to this charming 2.5-storey detached home situated on a desirable corner lot in Hamilton Centre's Gibson/Stipley neighbourhood. Offering 3 spacious bedrooms plus a versatile loft that can easily serve as a 4th bedroom, home office, or playroom. This home provides flexible living space for first-time buyers, growing families or investors looking for value and space. Bright and inviting throughout, the abundance of natural sunlight fills the home thanks to its prime corner lot location. Features include 1.5 bathrooms, a rear one-car driveway, and an unfinished basement with separate side entrance offering excellent future income potential. Located in a family-friendly community close to schools, parks, shopping, grocery stores, transit, and all major amenities. An incredible opportunity to own a detached home in one of Hamilton's most sought-after neighbourhoods at an affordable price point.

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$449,999 - 643 Wilson Street, Hamilton

Detached for Sale in Hamilton

Popular Listing
4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13212962
Property Type
Detached
Status
active
Days on Site
9
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.
Description

Welcome to this charming 2.5-storey detached home situated on a desirable corner lot in Hamilton Centre's Gibson/Stipley neighbourhood. Offering 3 spacious bedrooms plus a versatile loft that can easily serve as a 4th bedroom, home office, or playroom. This home provides flexible living space for first-time buyers, growing families or investors looking for value and space. Bright and inviting throughout, the abundance of natural sunlight fills the home thanks to its prime corner lot location. Features include 1.5 bathrooms, a rear one-car driveway, and an unfinished basement with separate side entrance offering excellent future income potential. Located in a family-friendly community close to schools, parks, shopping, grocery stores, transit, and all major amenities. An incredible opportunity to own a detached home in one of Hamilton's most sought-after neighbourhoods at an affordable price point.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,308.73/mo

Includes CMHC insurance ($12,555)

$
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5-yr fixed avg.

Principal: $404,999Interest: $275,064
Mortgage Amount$417,554
Total Interest$275,064
Est. Property Tax$319/mo
Total Cost$692,618

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

643 Wilson Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
7.4%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$319
Insurance (est.)-$94
Net Cash Flow+$2,787

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $409/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    643 Wilson Street, Hamilton — $449,999 | Battaglia Team