64 FORSTER Street Unit 14, St. Catharines

Price: $415,900

3 bedrooms, 2 bathrooms

1,000 sqft

Property Type: Condo

MLS#: X13237902

This turn-key lifestyle is perfect as your first home or downsizing so you can spend more time enjoying all that Niagara has to offer! This multi-level updated townhome features the perfect blend of convenience and comfort, nestled in a peaceful, well-maintained North End complex and family neighbourhood. With 3 generous bedrooms and 1.5 baths, this home provides ample space for family living. The modern layout features an inviting living room, a bright dining area, and an updated kitchen with plenty of counter and storage space for both entertaining and everyday living, including newer appliances. Patios doors from the living room to a private oversized deck to enjoy summer BBQ gatherings. Basement offers additional entertaining space or 4th Bedroom, along with storage space and cold cellar. Enjoy the ease of low-maintenance living with grass cutting and snow removal taken care of, allowing you to spend more time enjoying your home and surroundings. The property backs onto serene green space, providing a tranquil view and a private, natural retreat right outside your door. With its quiet location and easy access to local amenities like Fairview Mall, Costco, QEW highway, schools, parks and Port Dalhousie attractions, this townhome offers the perfect balance of comfort, privacy, and convenience. Condo fee includes water, basic cable, lawn care & snow removal, building insurance. Updates include Kitchen ('25), electrical panel ('25), gas-forced air furnace('24), central air ('19), flooring and expansive deck.

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$415,900 - 64 FORSTER Street Unit 14, St. Catharines

Condo for Sale in St. Catharines

Popular Listing
3Beds
2Baths
1,000Sq Ft
Condo
Property Details
MLS Number
X13237902
Property Type
Condo
Status
active
Days on Site
10
Bedrooms
3
Bathrooms
2
Square Feet
1,000 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
North
Balcony
None
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

This turn-key lifestyle is perfect as your first home or downsizing so you can spend more time enjoying all that Niagara has to offer! This multi-level updated townhome features the perfect blend of convenience and comfort, nestled in a peaceful, well-maintained North End complex and family neighbourhood. With 3 generous bedrooms and 1.5 baths, this home provides ample space for family living. The modern layout features an inviting living room, a bright dining area, and an updated kitchen with plenty of counter and storage space for both entertaining and everyday living, including newer appliances. Patios doors from the living room to a private oversized deck to enjoy summer BBQ gatherings. Basement offers additional entertaining space or 4th Bedroom, along with storage space and cold cellar. Enjoy the ease of low-maintenance living with grass cutting and snow removal taken care of, allowing you to spend more time enjoying your home and surroundings. The property backs onto serene green space, providing a tranquil view and a private, natural retreat right outside your door. With its quiet location and easy access to local amenities like Fairview Mall, Costco, QEW highway, schools, parks and Port Dalhousie attractions, this townhome offers the perfect balance of comfort, privacy, and convenience. Condo fee includes water, basic cable, lawn care & snow removal, building insurance. Updates include Kitchen ('25), electrical panel ('25), gas-forced air furnace('24), central air ('19), flooring and expansive deck.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,133.78/mo

Includes CMHC insurance ($11,604)

$
$
5%10%50%

5-yr fixed avg.

Principal: $374,310Interest: $254,221
Mortgage Amount$385,914
Total Interest$254,221
Est. Property Tax$295/mo
Total Cost$640,135

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

64 FORSTER Street Unit 14, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,760/mo
Range: $2,346 - $3,174
Cap Rate (ROI)
5.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,760
Maintenance Fees-$650
Property Tax (est.)-$295
Insurance (est.)-$87
Net Cash Flow+$1,728

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $416/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    64 FORSTER Street Unit 14, St.… — $415,900 | Battaglia Team