$849,000 - 638 Gervais Terrace, Milton
Townhouse for Sale in Milton
34 days on market- MLS Number
- W13121534
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 34
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Milton
- Listing Brokerage
- BAHIA REALTY GROUP INC.
Welcome to this beautifully upgraded Castlegate Corner home offering approximately 1,790 sq. ft. of thoughtfully designed living space on a quiet, family-friendly street overlooking a park. This bright south-facing home features an oversized private deck above the garage, a side yard, and parking for three vehicles with a double-car garage plus driveway space.Inside, you'll find a stunning modern kitchen complete with a centre island, quartz countertops and backsplash, white cabinetry, pot lights, and a gas line conveniently installed behind the stove for future upgrades. The home has been extensively updated with laminate flooring throughout the main floor and hardwood flooring on the upper levels, replacing all original carpeting for a clean and contemporary feel.The spacious primary bedroom includes a custom walk-in closet completed in 2025, while the fully customized laundry room, renovated in 2024, features new washer and dryer units along with built-in shelving for added organization and functionality.Additional premium upgrades include California shutters throughout all windows and doors (25 in total), chair-height oval toilets in every bathroom, and 3M solar control film installed on every window and door to provide enhanced UV protection, privacy, and improved heat and cold retention year-round.The exterior has also been carefully maintained and upgraded with a rebuilt oversized deck featuring newly replaced boards completed just two years ago, along with an upgraded 2.5-ton air conditioning unit installed on the deck, replacing the original builder-grade 1.5-ton system.Located in a highly desirable neighbourhood within walking distance to elementary schools, parks, and family amenities, this move-in-ready home combines comfort, style, and functionality in one exceptional package.
Estimate your monthly payments for this property
Estimated Payment
$4,355.81/mo
Includes CMHC insurance ($23,687)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Milton
Milton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Milton
- •Convenient location in Milton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Milton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
638 Gervais Terrace, Milton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $566/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 34 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Milton have shown strong appreciation as families seek more space.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Milton Lifestyle
Milton offers a balance of urban convenience and suburban tranquility. Growing families appreciate the newer schools and community feel. The GO Train provides reasonable Toronto access. Home values have appreciated steadily as families seek alternatives to Toronto's density and pricing.