$710,000 - 635 Saginaw Parkway Unit 54, Cambridge
Condo for Sale in Cambridge
- MLS Number
- X13144514
- Property Type
- Condo
- Status
- active
- Days on Site
- 25
- Bedrooms
- 3
- Bathrooms
- 4
- Square Feet
- 1,800 sqft
- Neighbourhood
- Cambridge
- Locker
- None
- Exposure
- East
- Balcony
- Open
- Listing Brokerage
- Royal LePage Royal City Realty
Exceptionally maintained and thoughtfully curated, 54-635 Saginaw Parkway is an executive townhome in North Galt offering refined finishes, generous living space, and a prime location close to schools, shopping, and the 401. Offering approximately 2,200 sq ft of finished living space (1,750 sq ft above grade plus a 450 sq ft finished walkout basement), this home blends style and functionality across all three levels. The bright, open-concept main floor features engineered hardwood flooring and a stunning modern kitchen with granite countertops, a large centre island, soft-close cabinetry, under mount lighting, stylish backsplash, stainless steel appliances, and elegant pendant lighting, flowing seamlessly into the spacious family room with a cozy gas fireplace, alongside a generous dining area and versatile bonus space ideal for a home office or sitting area. A stylish 2-piece powder room and double doors leading to a private terrace complete the main level. Upstairs, you'll find three generously sized bedrooms with hardwood flooring, including a primary suite with a walk-in closet and a beautifully finished 3-piece ensuite with double vanity and tiled shower, as well as convenient upper-level laundry and a 4-piece family bath. The fully finished walkout basement adds exceptional value with custom built-in cabinetry, a spacious rec room, dedicated office area, a 2-piece bathroom, inside access to the garage, and a welcoming foyer with double closets, making this move-in-ready home an exceptional opportunity for executive townhome living.
Estimate your monthly payments for this property
Estimated Payment
$3,642.67/mo
Includes CMHC insurance ($19,809)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
635 Saginaw Parkway Unit 54, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $394/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 25 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,958 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.