$714,500 - 635 Saginaw Parkway Unit 35, Cambridge
Condo for Sale in Cambridge
- MLS Number
- X13174322
- Property Type
- Condo
- Status
- active
- Days on Site
- 18
- Bedrooms
- 3
- Bathrooms
- 4
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- Cambridge
- Locker
- None
- Exposure
- South
- Balcony
- Terrace
- Listing Brokerage
- ENGEL & VOLKERS WATERLOO REGION
Experience luxury living in this beautifully upgraded Granite Homes townhome located in one of Cambridge's most convenient neighbourhoods, just minutes from Highway 401 and close to schools, parks, shopping, and all amenities. Offering over 2,028 sq. ft. of finished living space, the sought-after Lily Model is one of the largest floorplans in the complex and features three separate entry points, including a front entrance facing Saginaw Parkway, rear lower-level access, and inside entry from the garage. This meticulously maintained home offers 3 spacious bedrooms and 4 bathrooms, including a stunning primary suite complete with a walk-in closet and gorgeous 4-piece ensuite. The additional bedrooms both feature double closets, while the upper level also includes a full 4-piece bathroom, convenient laundry area, and linen closet. The bright and open-concept main floor is finished with upgraded maple hardwood and tile flooring throughout. The modern kitchen boasts granite countertops, stainless steel appliances, ample cabinetry, and a large island with breakfast bar overlooking the dining and family room - perfect for entertaining. Step out onto the private balcony above the garage, complete with a gas BBQ hookup and plenty of space to relax and enjoy the sun. A convenient 2-piece powder room completes the main level. The finished lower level offers excellent in-law or rental potential with minimal conversion required. Featuring oversized windows that flood the space with natural light, this level includes a spacious rec room, utility room, and additional 2-piece bathroom. A rare opportunity to own a spacious, move-in ready townhome in an unbeatable location close to commuter routes and everyday conveniences.
Estimate your monthly payments for this property
Estimated Payment
$3,665.76/mo
Includes CMHC insurance ($19,935)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
635 Saginaw Parkway Unit 35, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $357/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,977 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.