63 Linwell Road, St. Catharines

Price: $720,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13027002

Welcome to this lovely raised bungalow in an excellent area of St. Catharines. Three bedrooms, two full bathrooms - The upstairs bathroom has a skylight and the other bathroom is located in the basement. Kitchen has a walkout to a deck with stairs descending to a fully fenced in backyard. The dining room also has a skylight and leads into spacious living room. The one car garage can be accessed from house and two additional parking in the driveway. The fully finished basement has a fireplace, wet bar and separate laundry room. New washer 2025, skylight updated 2017, outside shutters 2017, rented hater heater $35plus tax per month. This house is move in ready, and is ideal for families and investors looking for comfort and space.

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$720,000 - 63 Linwell Road, St. Catharines

Detached for Sale in St. Catharines

58 days on market
3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13027002
Property Type
Detached
Status
active
Days on Site
58
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Lot Size
4,069 sqft
Listing Brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.
Description

Welcome to this lovely raised bungalow in an excellent area of St. Catharines. Three bedrooms, two full bathrooms - The upstairs bathroom has a skylight and the other bathroom is located in the basement. Kitchen has a walkout to a deck with stairs descending to a fully fenced in backyard. The dining room also has a skylight and leads into spacious living room. The one car garage can be accessed from house and two additional parking in the driveway. The fully finished basement has a fireplace, wet bar and separate laundry room. New washer 2025, skylight updated 2017, outside shutters 2017, rented hater heater $35plus tax per month. This house is move in ready, and is ideal for families and investors looking for comfort and space.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,693.97/mo

Includes CMHC insurance ($20,088)

$
$
5%10%50%

5-yr fixed avg.

Principal: $648,000Interest: $440,104
Mortgage Amount$668,088
Total Interest$440,104
Est. Property Tax$510/mo
Total Cost$1,108,192

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

63 Linwell Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$510
Insurance (est.)-$150
Net Cash Flow+$2,140

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $655/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 58 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,000 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    63 Linwell Road, St. Catharines | $720,000 | Battaglia Team