60 Canterbury Drive Unit 12, St. Catharines

Price: $509,900

3 bedrooms, 3 bathrooms

1,400 sqft

Property Type: Condo

MLS#: X13131042

Beautifully maintained corner-unit townhome show casing outstanding curb appeal, located on a premium lot with no homes behind. Enjoy peaceful green surroundings and an open front area that feels like your own private park ideal for families and children.This beautiful home features 3 spacious bedrooms and 2.5 bathrooms, along with a bright open-concept main floor flooded with natural light. The modern kitchen is equipped with stainless steel appliances and a centre island, ideal for everyday living and entertaining.The primary bedroom offers a spacious walk-in closet and a private ensuite bath. Located in a highly desirable area of St. Catharines, this home is perfect for first-time home buyers or investors. Conveniently close to grocery stores, schools, parks, Brock university and major highways.

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$509,900 - 60 Canterbury Drive Unit 12, St. Catharines

Condo for Sale in St. Catharines

3Beds
3Baths
1,400Sq Ft
Condo
Property Details
MLS Number
X13131042
Property Type
Condo
Status
active
Days on Site
30
Bedrooms
3
Bathrooms
3
Square Feet
1,400 sqft
Neighbourhood
St. Catharines
Lot Size
157 sqft
Locker
None
Exposure
North West
Balcony
None
Listing Brokerage
CENTURY 21 PROPERTY ZONE REALTY INC.
Description

Beautifully maintained corner-unit townhome show casing outstanding curb appeal, located on a premium lot with no homes behind. Enjoy peaceful green surroundings and an open front area that feels like your own private park ideal for families and children.This beautiful home features 3 spacious bedrooms and 2.5 bathrooms, along with a bright open-concept main floor flooded with natural light. The modern kitchen is equipped with stainless steel appliances and a centre island, ideal for everyday living and entertaining.The primary bedroom offers a spacious walk-in closet and a private ensuite bath. Located in a highly desirable area of St. Catharines, this home is perfect for first-time home buyers or investors. Conveniently close to grocery stores, schools, parks, Brock university and major highways.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,616.05/mo

Includes CMHC insurance ($14,226)

$
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5%10%50%

5-yr fixed avg.

Principal: $458,910Interest: $311,679
Mortgage Amount$473,136
Total Interest$311,679
Est. Property Tax$361/mo
Total Cost$784,815

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

60 Canterbury Drive Unit 12, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,080/mo
Range: $2,618 - $3,542
Cap Rate (ROI)
4.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,080
Maintenance Fees-$910
Property Tax (est.)-$361
Insurance (est.)-$106
Net Cash Flow+$1,703

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $364/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 30 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,125 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    60 Canterbury Drive Unit 12, St… — $509,900 | Battaglia Team