5969 Culp Street, Niagara Falls

Price: $739,000

3 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12870804

Don't let the exterior fool you-this is a must-see property with incredible potential. Located in the family-friendly Dorchester neighbourhood of Niagara Falls, this home is within easy walking distance of shops, parks, schools, and many of the attractions that make Niagara Falls such a vibrant place to live. This spacious 2-storey home offers flexibility for a variety of buyers. It's a great opportunity for a growing family looking for space in a convenient location, while also offering excellent potential for investors or buyers looking to add value over time. lots of recent updates have already been completed-all with permits-giving buyers added peace of mind. The second-floor laundry is a practical feature and includes a generous storage area. The basement already has drywall installed and wiring completed, along with a separate entrance, opening the door to future in-law suite or income potential (buyer to verify permitted uses).With the possibility of converting to a multi-family configuration or exploring the addition of an Accessory Dwelling Unit (ADU), the long-term upside here is significant. Outside, you'll appreciate ample parking for residents and guests, as well as a detached double garage-a valuable bonus for storage, vehicles, or workshop space. The Dorchester neighbourhood continues to grow in popularity as more families discover its charm, walkability, and central location. Move in, invest, or add your personal vision-this is an opportunity you won't want to miss.

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$739,000 - 5969 Culp Street, Niagara Falls

Detached for Sale in Niagara Falls

99 days on market
3Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12870804
Property Type
Detached
Status
active
Days on Site
99
Bedrooms
3
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Niagara Falls
Listing Brokerage
CENTURY 21 LEADING EDGE REALTY INC.
Description

Don't let the exterior fool you-this is a must-see property with incredible potential. Located in the family-friendly Dorchester neighbourhood of Niagara Falls, this home is within easy walking distance of shops, parks, schools, and many of the attractions that make Niagara Falls such a vibrant place to live. This spacious 2-storey home offers flexibility for a variety of buyers. It's a great opportunity for a growing family looking for space in a convenient location, while also offering excellent potential for investors or buyers looking to add value over time. lots of recent updates have already been completed-all with permits-giving buyers added peace of mind. The second-floor laundry is a practical feature and includes a generous storage area. The basement already has drywall installed and wiring completed, along with a separate entrance, opening the door to future in-law suite or income potential (buyer to verify permitted uses).With the possibility of converting to a multi-family configuration or exploring the addition of an Accessory Dwelling Unit (ADU), the long-term upside here is significant. Outside, you'll appreciate ample parking for residents and guests, as well as a detached double garage-a valuable bonus for storage, vehicles, or workshop space. The Dorchester neighbourhood continues to grow in popularity as more families discover its charm, walkability, and central location. Move in, invest, or add your personal vision-this is an opportunity you won't want to miss.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,791.45/mo

Includes CMHC insurance ($20,618)

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5-yr fixed avg.

Principal: $665,100Interest: $451,718
Mortgage Amount$685,718
Total Interest$451,718
Est. Property Tax$523/mo
Total Cost$1,137,436

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Niagara Falls

Discover Niagara Falls

Niagara Falls is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Niagara Falls

  • Convenient location in Niagara Falls
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Niagara Falls offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

5969 Culp Street, Niagara Falls

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$523
Insurance (est.)-$154
Net Cash Flow+$2,123

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $493/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 99 days on site, this property has exceeded the typical selling timeline for Niagara Falls. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Niagara Falls are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Niagara Falls properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,079 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    5969 Culp Street, Niagara Falls | $739,000 | Battaglia Team