5558 White Church Road, Hamilton

Price: $600,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13158336

Welcome to 5558 Whitechurch Road, ideally situated in the desirable Rural Glanbrook area bordering Mount Hope, Hannon, and Binbrook-offering the perfect balance of country-sized living with convenient access to city amenities, shopping, schools, parks, and major highway routes. Set on an impressive 75 x 200' lot, this detached three-level back split presents exceptional potential for renovators, investors, or first-time homebuyers looking to build equity in a growing and sought-after location. The main level features a bright living room, functional kitchen, and dinette area with plenty of natural light and great flow for everyday living. A wider-than-normal staircase leads to the upper level, which offers three bedrooms and a four-piece bathroom. The separate side entrance provides direct access to the lower level-an excellent opportunity for multi-generational living potential, extended family use, or future potential? The lower level includes a spacious rec room/family room with potential for an additional bedroom, a three-piece bathroom, plus a combined laundry and utility area. A large crawlspace located under the front portion of the home provides substantial storage space rarely found in similar properties. This property is awaiting the finishing touches and offers tremendous upside for buyers with vision. Whether you are looking to renovate, personalize, invest, or simply enjoy the benefits of a large lot in a developing area, this home presents an outstanding opportunity. Plenty of parking, generous outdoor space, and a location surrounded by ongoing growth make this a property worth exploring. With the right updates and improvements, the potential here is significant.

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$600,000 - 5558 White Church Road, Hamilton

Detached for Sale in Hamilton

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13158336
Property Type
Detached
Status
active
Days on Site
18
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
ROYAL LEPAGE STATE REALTY
Description

Welcome to 5558 Whitechurch Road, ideally situated in the desirable Rural Glanbrook area bordering Mount Hope, Hannon, and Binbrook-offering the perfect balance of country-sized living with convenient access to city amenities, shopping, schools, parks, and major highway routes. Set on an impressive 75 x 200' lot, this detached three-level back split presents exceptional potential for renovators, investors, or first-time homebuyers looking to build equity in a growing and sought-after location. The main level features a bright living room, functional kitchen, and dinette area with plenty of natural light and great flow for everyday living. A wider-than-normal staircase leads to the upper level, which offers three bedrooms and a four-piece bathroom. The separate side entrance provides direct access to the lower level-an excellent opportunity for multi-generational living potential, extended family use, or future potential? The lower level includes a spacious rec room/family room with potential for an additional bedroom, a three-piece bathroom, plus a combined laundry and utility area. A large crawlspace located under the front portion of the home provides substantial storage space rarely found in similar properties. This property is awaiting the finishing touches and offers tremendous upside for buyers with vision. Whether you are looking to renovate, personalize, invest, or simply enjoy the benefits of a large lot in a developing area, this home presents an outstanding opportunity. Plenty of parking, generous outdoor space, and a location surrounded by ongoing growth make this a property worth exploring. With the right updates and improvements, the potential here is significant.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,078.31/mo

Includes CMHC insurance ($16,740)

$
$
5%10%50%

5-yr fixed avg.

Principal: $540,000Interest: $366,753
Mortgage Amount$556,740
Total Interest$366,753
Est. Property Tax$425/mo
Total Cost$923,493

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

5558 White Church Road, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$425
Insurance (est.)-$125
Net Cash Flow+$2,250

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $545/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    5558 White Church Road, Hamilton — $600,000 | Battaglia Team