$550,000 - 555 Cobblehill Drive, Oshawa
Semi-Detached for Sale in Oshawa
New — Listed 5 days ago- MLS Number
- E13249882
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 5
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Oshawa
- Listing Brokerage
- RE/MAX Jazz INC.
No rear neighbours. Feels like country living, right in the city. Just trees, trail, and open green space behind your fence. This semi-detached 2-storey is fully finished and move-in ready - nothing to do, just show up and settle in. The main floor flows well - dark hardwood throughout, gas fireplace with a white mantel in the living room, and an updated kitchen with white shaker cabinets, stone counters, tile backsplash and S/S appliances. The breakfast bar opens right into the dining area, so whoever's cooking stays part of the room. The kind of layout that works for busy mornings and noisy evenings alike. Upstairs, two genuinely spacious bedrooms, both with hardwood floors and French doors. One has a herringbone feature wall with board and batten detail - someone put real thought into it. The updated 4-piece bath matches that care: marble-look tile, dark espresso vanity with white quartz counter. Done right. The finished basement adds a proper rec room - vinyl floors, navy accent wall, natural light from the window - plus a powder room already down there. Works as a third bedroom, family room, playroom, or home office. Grows with your family without any extra work. Then there's the backyard. A 256 ft deep lot, fully fenced, lined with tall mature cedars that keep it naturally cool, shaded, and private all summer. The lawn stretches deep and green - kids and pets have real room to run freely. Deck with a BBQ area and patio set. Further back near the shed, a swing and fire pit - its own quiet corner. Behind the back gate, Harmony Creek Trail and a genuine green belt. Trees, not windows. Attached garage plus driveway fits up to 4 cars. Parks, playgrounds, schools, shopping, and transit all close by. Commuter routes too. Backing onto greenspace like this, with a yard this size and a house this finished - it doesn't come up often. Worth seeing in person.
Estimate your monthly payments for this property
Estimated Payment
$2,821.79/mo
Includes CMHC insurance ($15,345)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Oshawa
Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Oshawa
- •Convenient location in Oshawa
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
555 Cobblehill Drive, Oshawa
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $786/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Oshawa's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,292 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.