55 Merigold Street, St. Catharines

Price: $349,900

2 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13229254

Welcome to this charming and well-positioned home offering excellent value on a generous 41 x 156 ft lot in a convenient St. Catharines location. Priced to sell, this property features two good-sized bedrooms, two bathrooms, and a spacious layout with an oversized living and dining area ideal for everyday comfort and entertaining. A side entrance adds flexibility and creates excellent in-law potential, while the detached double-car garage and large driveway provide plenty of parking and storage options. Step outside to enjoy a beautiful rear deck and expansive backyard, perfect for relaxing, hosting, or making the most of the deep lot. Ideally located close to restaurants, schools, parks, trails, and the St. Catharines GO Station, this home offers a fantastic opportunity for buyers seeking space, convenience, and future potential.

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$349,900 - 55 Merigold Street, St. Catharines

Detached for Sale in St. Catharines

Popular Listing
2Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13229254
Property Type
Detached
Status
active
Days on Site
9
Bedrooms
2
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
REAL BROKER ONTARIO LTD.
Description

Welcome to this charming and well-positioned home offering excellent value on a generous 41 x 156 ft lot in a convenient St. Catharines location. Priced to sell, this property features two good-sized bedrooms, two bathrooms, and a spacious layout with an oversized living and dining area ideal for everyday comfort and entertaining. A side entrance adds flexibility and creates excellent in-law potential, while the detached double-car garage and large driveway provide plenty of parking and storage options. Step outside to enjoy a beautiful rear deck and expansive backyard, perfect for relaxing, hosting, or making the most of the deep lot. Ideally located close to restaurants, schools, parks, trails, and the St. Catharines GO Station, this home offers a fantastic opportunity for buyers seeking space, convenience, and future potential.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,795.17/mo

Includes CMHC insurance ($9,762)

$
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5-yr fixed avg.

Principal: $314,910Interest: $213,878
Mortgage Amount$324,672
Total Interest$213,878
Est. Property Tax$248/mo
Total Cost$538,551

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

55 Merigold Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
7.1%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$248
Insurance (est.)-$73
Net Cash Flow+$2,079

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $318/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    55 Merigold Street, St. Cathari… — $349,900 | Battaglia Team