55 GEORGINA Street, Kitchener

Price: $999,000

4 bedrooms, 5 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: X13219818

3,000+ SQFT OF FINISHED LIVING SPACE | JUST 2 YEARS NEW - BETTER THAN NEW BUILD! Immaculate & move-in perfect, this spacious & luxurious executive home offers over 3,000 sqft of finished living space with no wasted square footage-feels even larger! Built just 2 years ago and meticulously maintained, it includes full fencing, existing window coverings, kitchen & laundry appliances. Chef's dream: open-concept layout, oversized quartz island, designer backsplash, top-of-the-line S/S appliances + gas stove. Soaring 9-ft ceilings on main & basement, main floor laundry, large windows throughout, 8-ft main floor doors, hardwood & smooth ceilings on main, quartz counters in kitchen & primary ensuite. Fully finished basement by builder (full bath + rec room perfect for gym/play zone). Double-car garage with inside entry leading to main floor laundry/mud room, 2 garage door openers. Generous room sizes-no cramped bedrooms! Large walk-in closets in master & guest room. Good-sized backyard for BBQs & summer fun. Lovely neighbors! PRIME LOCATION: 5 mins to Conestoga College & HWY 401. Walk to St. Josephine Bakhita Catholic Elementary School. Steps to new plaza (Longo's, Shoppers, Starbucks, McDonald's) & Huron Crossing Plaza (medical offices, Tim Hortons, restaurants). Near RBJ Schlegel Park, Huron Natural Area & trails. Close to Waterloo & Cambridge-tranquility meets accessibility. Don't miss this modern yet charming home!

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$999,000 - 55 GEORGINA Street, Kitchener

Detached for Sale in Kitchener

4Beds
5Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
X13219818
Property Type
Detached
Status
active
Days on Site
18
Bedrooms
4
Bathrooms
5
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Kitchener
Listing Brokerage
HOMELIFE LANDMARK REALTY INC.
Description

3,000+ SQFT OF FINISHED LIVING SPACE | JUST 2 YEARS NEW - BETTER THAN NEW BUILD! Immaculate & move-in perfect, this spacious & luxurious executive home offers over 3,000 sqft of finished living space with no wasted square footage-feels even larger! Built just 2 years ago and meticulously maintained, it includes full fencing, existing window coverings, kitchen & laundry appliances. Chef's dream: open-concept layout, oversized quartz island, designer backsplash, top-of-the-line S/S appliances + gas stove. Soaring 9-ft ceilings on main & basement, main floor laundry, large windows throughout, 8-ft main floor doors, hardwood & smooth ceilings on main, quartz counters in kitchen & primary ensuite. Fully finished basement by builder (full bath + rec room perfect for gym/play zone). Double-car garage with inside entry leading to main floor laundry/mud room, 2 garage door openers. Generous room sizes-no cramped bedrooms! Large walk-in closets in master & guest room. Good-sized backyard for BBQs & summer fun. Lovely neighbors! PRIME LOCATION: 5 mins to Conestoga College & HWY 401. Walk to St. Josephine Bakhita Catholic Elementary School. Steps to new plaza (Longo's, Shoppers, Starbucks, McDonald's) & Huron Crossing Plaza (medical offices, Tim Hortons, restaurants). Near RBJ Schlegel Park, Huron Natural Area & trails. Close to Waterloo & Cambridge-tranquility meets accessibility. Don't miss this modern yet charming home!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,125.39/mo

Includes CMHC insurance ($27,872)

$
$
5%10%50%

5-yr fixed avg.

Principal: $899,100Interest: $610,644
Mortgage Amount$926,972
Total Interest$610,644
Est. Property Tax$708/mo
Total Cost$1,537,616

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Kitchener

Discover Kitchener

Kitchener is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kitchener

  • Convenient location in Kitchener
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kitchener offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

55 GEORGINA Street, Kitchener

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,550/mo
Range: $3,018 - $4,082
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,550
Maintenance Fees-$0
Property Tax (est.)-$708
Insurance (est.)-$208
Net Cash Flow+$2,634

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $400/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kitchener are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kitchener. Good resale value as demand remains consistent.

Bathroom Count Matters

With 5 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Kitchener properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,163 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    55 GEORGINA Street, Kitchener | $999,000 | Battaglia Team