$870,000 - 54 Valley Road, St. Catharines
Detached for Sale in St. Catharines
78 days on market- MLS Number
- X12950576
- Property Type
- Detached
- Status
- active
- Days on Site
- 78
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- REALTY NETWORK
Welcome to 54 Valley Road. A place to call home, nestled in one of the most desirable areas of St. Catharines. This charming and spacious home is situated on just under a half acre, is ideally located near Louth Street and Pelham Road- offering convenience, tranquility and community. Step through the front door into a large , welcoming foyer and you will immediatately notice the sunken livingroom, perfectly cozy for evenings and relaxed entertaining. The kitchen flows seamlessly into the dinning area, allowing you to chat with family or guest while preparing meals. With 3 +1 bedrooms and 2 full bathrooms, there is plenty of space for that growing family,or for guest and family to visit. The generous rec room provides a great space for movie nights, games or family time. The second lower level has endless possibilities- from a gym to a hobby room or even for a future in-law suite. Love rainy days? Enjoy them from the fully covered front porch or relax in the spacious sunroom in the back which offers you that privacy we all enjoy. Key features are: Ample paarking, a large driveway that can park 14 vehicles, so no street parking for your guest. Heated 2 car garage to keep your vehicles warm in the winter. Private backyard with mature trees and landscaping offer the perfect blend of sun and shade. Looking for that dream workshop, well look no further. This 25 x 20 workshop with 60 amp service is ready for any project you bring . All that is left is to put your personal touches and make this your home. Book your showing today and come see everything 54 Valley Road has to offer.
Estimate your monthly payments for this property
Estimated Payment
$4,463.55/mo
Includes CMHC insurance ($24,273)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
54 Valley Road, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $791/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 78 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,625 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.